1209 Pebble Trl, Elgin, OK 73538 Property Records

Comanche County property record for 1209 Pebble Trl, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,812 sqft · built 2010
Lot Size	0.229 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$282,500 (Jan 2026)
Tax Bill	$2,284 (2023)
Deeds & Mortgages	Dec 2009 Line of Credit Jan 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04N10W-32-2-50400-003-0003`

Property Details

APN / Parcel Number

Primary APN	`04N10W-32-2-50400-003-0003`
Alternative APNs	`04N10W-32-2-50400-003-0003HV` `050400-0030003-00000` `160095142` `95142`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,812 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	10,001 sqft (0.229 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	95142
Street Address	1209 PEBBLE TRL
City	ELGIN
State	OK
Zip	73538-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCK BRIDGE ESTATES PT 1 BLOCK 3 LOT 3
Legal Range	10W
Legal Township	04N
Legal Section	32
Legal Subdivision	ROCK BRIDGE ESTATES
Legal Block	3
Legal Lot Number	3
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	2
Census Block	2038
Census Tract	2101

Owner

1209 Pebble Trl is owned and occupied by two individuals who bought it in January 2026.

Source: Comanche County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1209 PEBBLE TRL, ELGIN, OK 73538-3808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2009	Deed of Trust, Mortgage · Line of Credit LIBERTY NATIONAL BANK ELGIN BRANCH
Jan 28, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jan 21, 2026	Correction Deed RED RIV TITLE COMPANY, RED RIVER TITLE COMPANY INC
Mar 25, 2024	Intrafamily Transfer, Transfer
Apr 13, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 21, 2010	Warranty Deed, Transfer · VA Mortgage FIRST AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2026 · Amount on File
Deed Sale	Jan 28, 2026 · Amount on File
Prior Sale	Apr 13, 2020 · Amount on File
Deed Document Number	20261148
Deed Book / Page	10092 / 65
Prior Transfer Date	Mar 25, 2024
Prior Transfer Doc	009529/249
Record Updated	Oct 29, 2026

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	1209 PEBBLE TRL, ELGIN, OK 73538-3808
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06056/0137
Date	Dec 10, 2009
Book Page	6056/0137
Instrument	2009-022687

Lender

Name	LIBERTY NATIONAL BANK ELGIN BRANCH
Address	ELGIN, OK 73538

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	8 Months
Due	Aug 27, 2010

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Jan 28, 2026
Property Address	1209 PEBBLE TRL, ELGIN, OK 73538-3808
Document Number	0010092/65
Book / Page	10092 / 65
Instrument Date	Jan 23, 2026
Instrument	2026-001148
Transaction Type	Transfer
Record Updated	Feb 18, 2026
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$423.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2026001149
Date	Jan 28, 2026
Instrument	2026-001149

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

January 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	COMANCHE OK
Recording Date	Jan 21, 2026
Property Address	1209 PEBBLE TRL, ELGIN, OK 73538-3808
Document Number	010088/272
Book / Page	10088 / 272
Instrument Date	Jan 19, 2026
Instrument	2026-000940
Record Updated	Feb 3, 2026
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COMANCHE OK
Recording Date	Mar 25, 2024
Property Address	1209 PEBBLE TRL, ELGIN, OK 73538-3808
Document Number	009529/249
Book / Page	9529 / 249
Instrument Date	Mar 25, 2024
Instrument	2024-003945
Transaction Type	Transfer
Record Updated	Apr 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1209 PEDDLE TRAIL, ELGIN, OK 73538

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Apr 13, 2020
Property Address	1209 PEBBLE TRL, ELGIN, OK 73538-3808
Document Number	008454/223
Book / Page	8454 / 223
Instrument Date	Mar 30, 2020
Instrument	2020-005051
Transaction Type	Transfer
Record Updated	Apr 8, 2024
Title Company	TITLE AND CLOSING INC, TITLE & CLOSING LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$273.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 PEBBLE TRL, ELGIN, OK 73538-3808

Mortgage

Document Number	2020005052
Date	Apr 13, 2020
Instrument	2020-005052

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

October 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Oct 21, 2010
Property Address	1209 PEBBLE TRL, ELGIN, OK 73538-3808
Document Number	06285/0232
Book / Page	6285 / 0232
Instrument Date	Oct 18, 2010
Instrument	2010-018063
Transaction Type	Transfer
Record Updated	Apr 8, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 PEBBLE TRL, ELGIN, OK 73538-3808

Mortgage

Document Number	06285/0233
Date	Oct 21, 2010
Book Page	6285/0233
Instrument	2010-018064

Lender

Name	FIRST AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	YUKON, OK 73099

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,895 (+3%) Land $4,183 Building $19,712	$212,406 (-15.11%) Land $37,185 Building $175,221
2025	Homeowner's exemption	$23,199 Land $4,061 Building $19,138	$250,226 Land $50,000 Building $200,226
2023	$2,284.00	$21,868 Land $3,825 Building $18,043	$229,404 Land $34,000 Building $195,404

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1209 Pebble Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1209 Pebble Trl is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · lower than 63% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN PWA serves 3,300 people · EPA ID OK2001610
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Southwest Oklahoma Telephone Company Fiber · Cable in parts of the area	1,000 / 750
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

1209 Pebble Trl, Elgin, OK 73538 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2009: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2026: Correction Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2024: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2010: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Pebble Trl

Nearby Streets

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