1201 Pebble Trl, Elgin, OK 73538 Property Records

Comanche County property record for 1201 Pebble Trl, Elgin, OK 73538

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,773 sqft · built 2009
Lot Size0.366 acres (15,958 sqft)
OwnerIndividual Name on Record
Last Sale$262,000 (Aug 2024)
Tax Bill$2,982 (2025)
Deeds & MortgagesOct 2025 Mortgage
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04N10W-32-2-50400-003-0001

Property Details

APN / Parcel Number

Primary APN04N10W-32-2-50400-003-0001
Alternative APNs
  • 050400-0030001-00000
  • 160095140
  • 95140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,773 sqft Living Area
1st Floor Area1,773 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area15,958 sqft (0.366 acres)
Garage TypeAttached
Garage Area584 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number95140
Street Address1201 PEBBLE TRL
CityELGIN
StateOK
Zip73538-3808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROCK BRIDGE ESTATES PT 1 BLOCK 3 LOT 1
Legal Range10W
Legal Township04N
Legal Section32
Legal SubdivisionROCK BRIDGE ESTATES
Legal Block3
Legal Lot Number1
JurisdictionCOMANCHE OK
Township / Civil DivisionNORTHEAST COMANCHE
Census Block Group2
Census Block2038
Census Tract2101

Owner

Source: Comanche County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1201 PEBBLE TRL, ELGIN, OK 73538-3808
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2025Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 20, 2021Warranty Deed, Transfer · VA Mortgage
FIRST UNITED BANK & TRUST
Nov 16, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
PENTAGON FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2024 · Amount on Record
Deed SaleAug 16, 2024 · Amount on Record
Prior SaleAug 20, 2021 · Amount on Record
Deed Document Number202411843
Deed Book / Page9642 / 117
Prior Transfer DateMay 11, 2020
Prior Transfer Doc008610/241
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOMANCHE OK
Property Address1201 PEBBLE TRL, ELGIN, OK 73538-3808
Transaction TypeMortgage
Record UpdatedNov 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1201 PEBBLE TRL, ELGIN, OK 73538-3808

Mortgage

Document Number010020/154
DateOct 30, 2025
Book Page10020/154
Instrument2025-017569
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOMANCHE OK
Recording DateAug 20, 2021
Property Address1201 PEBBLE TRL, ELGIN, OK 73538-3808
Document Number8851/38
Book / Page8851 / 38
Instrument DateAug 20, 2021
Instrument2021-015457
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanySOVEREIGN TITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$331.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1201 PEBBLE TRL, ELGIN, OK 73538-3808

Mortgage

Document Number2021015458
DateAug 20, 2021
Instrument2021-015458
Lender
NameFIRST UNITED BANK & TRUST
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOMANCHE OK
Recording DateNov 16, 2020
Property Address1201 PEBBLE TRL, ELGIN, OK 73538-3808
Document Number008610/241
Book / Page8610 / 241
Instrument DateMay 11, 2020
Instrument2020-017156
Transaction TypeTransfer
Record UpdatedMar 15, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number2020017157
DateNov 16, 2020
Instrument2020-017157
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyComanche County
MunicipalityElgin City
Unified School DistrictElgin Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$30,158 (+2.3%) Land $7,313 Building $22,845$268,064 (+2.3%) Land $65,000 Building $203,064
2025$2,982.00$29,479 (+9.85%) Land $5,625 Building $23,854$262,036 (+9.85%) Land $50,000 Building $212,036
2024$2,982.00 (+9.79%)$26,836 (+3.22%) Land $4,500 Building $22,336$238,540 (+2.11%) Land $40,000 Building $198,540
2023$2,716.00$26,000 Land $3,825 Building $22,175$233,600 Land $34,000 Building $199,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · lower than 70% of Oklahoma
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN PWA
serves 3,300 people · EPA ID OK2001610
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting65
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
1,000 / 1,000
Southwest Oklahoma Telephone Company
Fiber · Cable in parts of the area
1,000 / 750
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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