1209 Main St, Windermere, FL 34786 Property Records

Orange County property record for 1209 Main St, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,095 sqft · built 1979
Lot Size	0.349 acres (15,223 sqft)
Owner	Individual Name on Record
Last Sale	$925,000 (Jan 2026)
Tax Bill	$10,609 (2025)
Deeds & Mortgages	Jan 2026 Sale Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-23-28-9336-00-140`

Property Details

APN / Parcel Number

Primary APN	`17-23-28-9336-00-140`
Alternative APNs	`282317933600140` `284162` `289006` `293169`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,095 sqft Living Area
Gross Area	2,817 sqft
1st Floor Area	2,095 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,223 sqft (0.349 acres)
Lot Width	90 ft Width
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1209 MAIN ST
City	WINDERMERE
State	FL
Zip	34786-8734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	PLAT OF WINDERMERE G/36 LOT 14 & N 20 FT OF LOT 13 & S 20 FT OF LOT 15
Legal Range	28E
Legal Township	23S
Legal Section	17
Legal Subdivision	WINDERMERE
Legal Tract	9336
Legal Lot Number	13-15
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2055
Census Tract	14809

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1209 MAIN ST, WINDERMERE, FL 34786-8734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY
Sep 27, 2017	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on Record
Deed Sale	Jan 8, 2026 · Amount on Record
Prior Sale	Apr 26, 2000 · Amount on Record
Deed Document Number	202612925
Prior Transfer Date	Jan 4, 2007
Prior Transfer Doc	0000023996
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 8, 2026
Property Address	1209 MAIN ST, WINDERMERE, FL 34786-8734
Document Number	0000012925
Map Reference	MB G PG 36
Instrument Date	Jan 5, 2026
Instrument	20260012925
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Tax	$6,475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 W 3RD AVE, WINDERMERE, FL 34786-8523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 MAIN ST, WINDERMERE, FL 34786-8734

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 27, 2017
Property Address	1209 MAIN ST, WINDERMERE, FL 34786-8734
Document Number	0000529298
Instrument Date	Sep 26, 2017
Instrument	529298
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 W 3RD AVE WINDERMERE FL 347868523, WINDERMERE, FL 34786-8523

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$608,560 (-0.08%) Land $360,000 Building $248,560	$608,560 (-1.43%) Land $360,000 Building $248,560
2025	$10,609.00 (+6.48%)	$609,067 (+3.15%)	$617,360 (+4.55%) Land $360,000 Building $257,360
2024	$9,963.00 (+6.9%)
2023	$9,320.00 (+16.51%)	$590,494 (+29.04%) Land $360,000 Building $230,494	$590,494 (+29.04%) Land $360,000 Building $230,494
2022	$7,999.00	$457,601 Land $260,000 Building $197,601	$457,601 Land $260,000 Building $197,601

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	11 (1989–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications, T-Mobile, Verizon.

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