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1205 Main St, Windermere, FL 34786 Property Records

Orange County property record for 1205 Main St, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,745 sqft · built 1979
Lot Size0.349 acres (15,224 sqft)
Owner2 Individual Names on Record
Last Sale$439,000 (Sep 2016)
Tax Bill$7,717 (2025)
Deeds & MortgagesFeb 2023 Second Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN17-23-28-9336-00-170

Property Details

APN / Parcel Number

Primary APN17-23-28-9336-00-170
Alternative APNs
  • 282317933600170
  • 284165
  • 289009
  • 293172

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,745 sqft Living Area
Gross Area2,704 sqft
1st Floor Area1,203 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2010
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,224 sqft (0.349 acres)
Garage TypeAttached
Garage Area485 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area378 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1205 MAIN ST
CityWINDERMERE
StateFL
Zip34786-8734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionPLAT OF WINDERMERE G/36 THE N 40 FT OF LOT 17 & ALL OF LOT 1 8
Legal Range28E
Legal Township23S
Legal Section17
Legal SubdivisionWINDERMERE
Legal Tract9336
Legal Lot Number17,1
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2055
Census Tract14809

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1205 MAIN ST, WINDERMERE, FL 34786-8734
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TRUIST BANK
Jun 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME PT FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2016 · Amount on Record
Deed SaleSep 9, 2016 · Amount on Record
Prior SaleJul 24, 2009 · Amount on Record
Deed Document Number2016473638
Prior Transfer DateAug 22, 2008
Prior Transfer Doc0000619437
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1205 MAIN ST, WINDERMERE, FL 34786-8734
Transaction TypeMortgage
Record UpdatedMar 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1205 MAIN ST, WINDERMERE, FL 34786-8734

Mortgage

Document Number0000097625
DateFeb 21, 2023
Instrument20230097625
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1205 MAIN ST, WINDERMERE, FL 34786-8734
Document Number0000362654
Instrument DateJun 26, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyNTC - KEY W

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1205 MAIN ST WINDERMERE FL 347868734, WINDERMERE, FL 34786-8734

Mortgage

Document Number0000362654
DateJul 6, 2020
Instrument362654
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 5, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWindermere Town
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$489,239 (+2.7%)$695,360 (-0.83%) Land $360,000 Building $335,360
2025$7,717.00 (+3.17%) Homeowner's exemption$476,377 (+5.99%)$701,150 (+5.52%) Land $360,000 Building $341,150
2024$7,480.00 (+3.41%)
2023$7,233.00 (+3.03%) Homeowner's exemption$449,467 (+3%)$664,455 (+27.52%) Land $360,000 Building $304,455
2022$7,020.00 Homeowner's exemption$436,376$521,040 Land $260,000 Building $261,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims11 (1989–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35

May also be available: Hotwire Communications, T-Mobile, Verizon.

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