1209 Jo Apter Pl, New Windsor, MD 21776 Property Records

Carroll County property record for 1209 Jo Apter Pl, New Windsor, MD 21776

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,344 sqft · built 1998
Lot Size	0.345 acres (15,047 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Apr 2024)
Tax Bill	$4,278 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-018122`

Property Details

APN / Parcel Number

Primary APN	`11-018122`
Alternative APN	`018122`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,344 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,047 sqft (0.345 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	018122
Street Address	1209 JO APTER PL
City	NEW WINDSOR
State	MD
Zip	21776-9206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LT 65 - 15047 SF 1209 JO APTER PL 42-107 ATLEE RIDGE SC 2 PLT 9
Legal Subdivision	PLAT 9 ATLEE RIDGE
Legal Lot Number	65
Jurisdiction	CARROLL MD
Township / Civil Division	11, NEW WINDSOR
Census Block Group	3
Census Block	3006
Census Tract	511000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1209 JO APTER PL, NEW WINDSOR, MD 21776-9206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 9, 2024	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 12, 2017	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2024 · Amount on Record
Deed Sale	Apr 9, 2024 · Amount on Record
Prior Sale	May 12, 2017 · Amount on Record
Deed Book / Page	11222 / 11
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1209 JO APTER PL, NEW WINDSOR, MD 21776-9206
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	ASSURE TITLE, ASSURANCE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 JO APTER PL, NEW WINDSOR, MD 21776-9206

Mortgage

Document Number	0116600223
Date	Jan 7, 2026
Book Page	11660/223

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 9, 2024
Property Address	1209 JO APTER PL, NEW WINDSOR, MD 21776-9206
Document Number	0112220011
Book / Page	11222 / 11
Map Reference	MB 42 PG 107
Instrument Date	Apr 3, 2024
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	EMERALD TITLE AND ESCROW INC, EMERALD TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1209 JO APTER PL, NEW WINDSOR, MD 21776-9206

Mortgage

Document Number	0112220016
Date	Apr 9, 2024
Instrument	11222-0016

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 12, 2017
Property Address	1209 JO APTER PL, NEW WINDSOR, MD 21776-9206
Document Number	0086840388
Book / Page	8684 / 0388
Map Reference	MB42 FO107
Instrument Date	Mar 22, 2017
Instrument	8684-0388
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1209 JO APTER PL, 1209, NEW WINDSOR, MD 21776-9206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 JO APTER PL, NEW WINDSOR, MD 21776-9206

Mortgage

Document Number	0086840395
Date	May 12, 2017
Instrument	8684-0395

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	New Windsor Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,278.00 (+5.42%) Homeowner's exemption	$337,567 (+25.1%)	$367,000 (+31.68%) Land $100,000 Building $267,000
2025	$4,058.00 (+8.1%) Homeowner's exemption
2023	$3,754.00	$269,833	$278,700 Land $100,000 Building $178,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NEW WINDSOR serves 1,732 people · EPA ID MD0060008
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Antietam Cable, Quantum Internet & Telephone.

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