1205 Jo Apter Pl, New Windsor, MD 21776 Property Records

Carroll County property record for 1205 Jo Apter Pl, New Windsor, MD 21776

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,559 sqft · built 1997
Lot Size	0.334 acres (14,560 sqft)
Owner	Individual Name on Record
Last Sale	$447,500 (Oct 2025)
Tax Bill	$4,417 (2026)
Deeds & Mortgages	May 2026 Line of Credit Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-018149`

Property Details

APN / Parcel Number

Primary APN	`11-018149`
Alternative APN	`018149`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,559 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,560 sqft (0.334 acres)
Garage Type	Built-in
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	95 sqft
Deck Area	260 sqft
Shed	1 Shed
Shed Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	018149
Street Address	1205 JO APTER PL
City	NEW WINDSOR
State	MD
Zip	21776-9206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LT 67 - 14560 SF 1205 JO APTER PLACE 42-1 ATLEE RIDGE SC 2 PLT 9
Legal Subdivision	PLAT 9 ATLEE RIDGE
Legal Lot Number	67
Jurisdiction	CARROLL MD
Township / Civil Division	11, NEW WINDSOR
Census Block Group	3
Census Block	3006
Census Tract	511000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1205 JO APTER PL, NEW WINDSOR, MD 21776-9206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION (NC)
Oct 31, 2025	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB
Jan 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Jun 30, 2015 · Amount on Record
Deed Book / Page	11604 / 77
Prior Transfer Date	Jan 22, 2021
Prior Transfer Doc	0100770275
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	May 12, 2026
Property Address	1205 JO APTER PL, NEW WINDSOR, MD 21776-9206
Document Number	1176000017
Book / Page	11761 / 17
Instrument Date	May 8, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ECU TITLE, SECU TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 JO APTER PL, NEW WINDSOR, MD 21776-9206

Mortgage

Document Number	1176000017,
Date	May 12, 2026
Book Page	11761/17

Lender

Name	STATE EMPLOYEES CREDIT UNION (NC)

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 31, 2025
Property Address	1205 JO APTER PL, NEW WINDSOR, MD 21776-9206
Document Number	0116040077
Book / Page	11604 / 77
Map Reference	MB 42 FO 107
Instrument Date	Oct 24, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1205 JO APTER PL, NEW WINDSOR, MD 21776-9206

Mortgage

Document Number	0001160483
Date	Oct 31, 2025
Instrument	11604/83

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Jan 28, 2021
Property Address	1205 JO APTER PL, NEW WINDSOR, MD 21776-9206
Document Number	0100770075
Book / Page	10077 / 275
Map Reference	MB 42 FO 107
Instrument Date	Jan 22, 2021
Transaction Type	Transfer
Record Updated	Mar 11, 2021
Title Company	VELOCITY NATIONAL TTL CO LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1205 JO APTER PL, NEW WINDSOR, MD 21776-9206

Mortgage

Document Number	100770278
Date	Jan 28, 2021
Instrument	10077-0278

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Jan 28, 2021
Property Address	1205 JO APTER PL, NEW WINDSOR, MD 21776-9206
Document Number	0100770275
Book / Page	10077 / 275
Map Reference	MB 42 FO 107
Instrument Date	Jan 22, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1205 JO APTER PL, NEW WINDSOR, MD 21776-9206

Mortgage

Document Number	0010077278
Date	Jan 28, 2021
Instrument	10077/278

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	New Windsor Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,417.00 (+4.79%) Homeowner's exemption	$319,733 (+4.77%)	$334,300 (-) Land $100,000 Building $234,300
2025	$4,215.00 (+8.49%) Homeowner's exemption	$305,167 (+9.3%)	$334,300 (+15.04%) Land $100,000 Building $234,300
2023	$3,885.00 Homeowner's exemption	$279,200	$290,600 Land $100,000 Building $190,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NEW WINDSOR serves 1,732 people · EPA ID MD0060008
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Antietam Cable, Quantum Internet & Telephone.

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