1209 E Main St, Cortez, CO 81321 Property Records

Montezuma County property record for 1209 E Main St, Cortez, CO 81321 · Last verified May 2026

Property Summary

Property Type	Commercial
Details	4,071 sqft · built 2003
Lot Size	0.981 acres (42,732 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Jun 2007)
Tax Bill	$13,186 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R016280`

Property Details

APN / Parcel Number

Primary APN	`R016280`
Alternative APN	`561125312004`

Interior

Stories	1 Story
Building Area	4,071 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Roof Type	Flat
Lot Area	42,732 sqft (0.981 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	R016280
Street Address	1209 E MAIN ST
City	CORTEZ
State	CO
Zip	81321-2910
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SUBDIVISION: SUBWAY MINOR LOT: 2-A QUARTER: SW/4 SECTION: 25 TOWNSHIP: 36 RANGE: 16 SUBDIVISION: SUBWAY MINOR LOT: 2-A .98AC
Legal Range	16W
Legal Township	36N
Legal Section	25
Legal Subdivision	SUBWAY MINOR
Legal Lot Number	2
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	1
Census Block	1007
Census Tract	969400

Owner

Source: Montezuma County records · APN R016280

Assessment roll updated March 24, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1209 E MAIN ST, CORTEZ, CO 81321-2910
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2007 · Amount on Record
Deed Sale	Jun 01, 2007 · Amount on Record
Prior Sale	Jul 08, 2002
Deed Document Number	2007548974
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	1209 E MAIN ST, CORTEZ, CO 81321-2910
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8075 ROAD 26.65, CORTEZ, CO 81321-9199

Mortgage

Document Number	0000664834
Date	Dec 17, 2025
Instrument	664834

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	CORTEZ, CO 81321

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	240 Months
Due	Dec 16, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,186.00 (+14.25%)	$234,571 (+19.39%) Land $92,763 Building $141,808	$808,866 (+19.39%) Land $319,872 Building $488,994
2024	$11,541.00 (+9.88%)	$196,470 (-4.24%) Land $74,279 Building $122,191	$677,482 (-4.24%) Land $256,133 Building $421,349
2023	$10,503.00 (+4.1%)	$205,170 (+12.63%) Land $74,279 Building $130,891	$707,482 (+12.64%) Land $256,133 Building $451,349
2022	$10,089.00	$182,155 Land $74,279 Building $107,876	$628,118 Land $256,133 Building $371,985

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montezuma County (08083C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 175 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Clearnetworx	Fiber	1,000 / 1,000
TDS Telecom	Cable	1,000 / 20
ATN International	Fixed Wireless	400 / 80
Visionary Communications	Fixed Wireless (unlicensed)	100 / 20
Nimbus Solutions	Fixed Wireless	100 / 20

May also be available at this address: Nimbus Solutions, Farmers Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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