Monroe County property record for 1209 Duncan St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 748 sqft · built 1934 |
| Lot Size | 0.061 acres (2,670 sqft) |
| Owner | Owner Name on File |
| Last Sale | $300,000 (Feb 2014) |
| Tax Bill | $6,027 (2024) |
| Flood Zone | Zone X (moderate risk) |
| APN | 00034980-000100 |
| Primary APN | 00034980-000100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 748 sqft Living Area |
| 1st Floor Area | 748 sqft |
| Flooring | Plywood |
| Interior Walls | Wood |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,670 sqft (0.061 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 112 sqft |
| Patio Area | 234 sqft |
| Fence | Fence |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Account Number | 1035866 |
|---|---|
| Old Parcel Number | 01010100034980000100 |
| Street Address | 1209 DUNCAN ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-3456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KW MOFFATS SUB PB1-12 PT LOT-3 SQR-1 TR-14 OR424-944/45 OR554-1017 OR588-82 OR936-2042 OR1234-1158/59 OR1234-1160/61 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 05 |
| Legal Subdivision | MOFFAT SUB |
| Legal Tract | 14 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 972200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
The current owner of 1209 Duncan St bought it in February 2014.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1213 WHITE ST, KEY WEST, FL 33040-3328 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2014 · Amount on File |
| Deed Sale | Feb 6, 2014 · Amount on File |
| Prior Sale | Mar 7, 1996 · Amount on File |
| Deed Document Number | 1967871 |
| Deed Book / Page | 2670 / 0240 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $864,691 Land $656,606 Building $208,085 | $864,691 Land $656,606 Building $208,085 | |
| 2024 | $6,027.00 (+2.34%) | ||
| 2023 | $5,889.00 (+19.57%) | $881,122 (+33.72%) Land $687,739 Building $193,383 | $881,122 (+33.72%) Land $687,739 Building $193,383 |
| 2022 | $4,925.00 | $658,947 Land $461,323 Building $197,624 | $658,947 Land $461,323 Building $197,624 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1209 Duncan St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 178 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 187 units insured incl. 9 condo units |
| Nearby Flood Claims | 138 (1980–2017) |
| Claims Outside the SFHA | 8 of 138 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1209 Duncan St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
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