Monroe County property record for 1208 Duncan St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 570 sqft · built 1948 |
| Lot Size | 0.05 acres (2,200 sqft) |
| Owner | Owner Name on File |
| Last Sale | $170,000 (Feb 2008) |
| Tax Bill | $4,810 (2024) |
| Flood Zone | Zone X (moderate risk) |
| APN | 00035140-000000 |
| Primary APN | 00035140-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 570 sqft Living Area |
| 1st Floor Area | 570 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,200 sqft (0.05 acres) |
| Lot Dimensions | 88 ft deep x 25 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 366 sqft |
| Patio Area | 635 sqft |
| Fence | Fence |
| Water Feature | Water Feature |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1035998 |
|---|---|
| Old Parcel Number | 01010100035140000000 |
| Street Address | 1208 DUNCAN ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-3457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KW MOFFATS SUB PB 1-12 PT LOT 7 SQR 2 TR 14 B5-356 D1-528 COJUDGE SERIES 9-113A-1 OR343-129-130 OR727-382 OR861-509 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 05 |
| Legal Subdivision | MOFFAT SUB |
| Legal Tract | 14 |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 972200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
The current owner of 1208 Duncan St bought it in February 2008.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3900 ISLAND BLVD APT 101B, 101B, AVENTURA, FL 33160-4914 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2008 · Amount on File |
| Deed Sale | Feb 12, 2008 · Amount on File |
| Deed Document Number | 1681889 |
| Deed Book / Page | 2345 / 0312 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $680,499 Land $566,544 Building $113,955 | $680,499 Land $566,544 Building $113,955 | |
| 2024 | $4,810.00 (+2.06%) | ||
| 2023 | $4,713.00 (+20.85%) | $694,907 (+38.37%) Land $593,406 Building $101,501 | $694,907 (+38.37%) Land $593,406 Building $101,501 |
| 2022 | $3,900.00 | $502,195 Land $398,046 Building $104,149 | $502,195 Land $398,046 Building $104,149 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1208 Duncan St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 178 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 187 units insured incl. 9 condo units |
| Nearby Flood Claims | 138 (1980–2017) |
| Claims Outside the SFHA | 8 of 138 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1208 Duncan St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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