Hamilton County property record for 1209 Duane Rd, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,099 sqft · built 1946 |
| Lot Size | 0.365 acres (15,909 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $411,900 (Jun 2015) |
| Tax Bill | $1,833 (2025) |
| Deeds & Mortgages | Feb 2025 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 127I E 041 |
| Primary APN | 127I E 041 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,099 sqft Living Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,909 sqft (0.365 acres) |
| Lot Dimensions | 168 ft deep x 94.7 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000051389 |
|---|---|
| Street Address | 1209 DUANE RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 1 MARGIE GOINS SUB PB 86 PG 37 |
| Legal Subdivision | MARGIE GOINS SUB |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1209 DUANE RD, CHATTANOOGA, TN 37405-2309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2025 | Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST OPTION MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2015 · Amount on Record |
| Deed Sale | Jun 9, 2015 · Amount on Record |
| Prior Sale | Dec 2, 2014 · Amount on Record |
| Deed Document Number | 2015060900042 |
| Deed Book / Page | 10487 / 571 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1209 DUANE RD, CHATTANOOGA, TN 37405-2309 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY AND TRUST, TITLE GUARANTY & TRUST |
| Name | Verified Name |
|---|
| Document Number | 0000000081 |
|---|---|
| Date | Feb 28, 2025 |
| Book Page | 13848/497 |
| Instrument | 2025022800081 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 25, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1209 DUANE RD, CHATTANOOGA, TN 37405-2309 |
| Document Number | 0417000030 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 1209 DUANE RD CHATTANOOGA TN 374052309, CHATTANOOGA, TN 37405-2309 |
| Document Number | 0417000030 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 011972/000070 |
| Instrument | 200417000030 |
| Name | FIRST OPTION MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30339-3024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 16, 2035 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,833.00 (-26.24%) | $120,975 (+8.89%) | $483,900 (+8.89%) Land $247,500 Building $236,400 |
| 2024 | $2,485.00 | $111,100 (-) | $444,400 (-) Land $165,000 Building $279,400 |
| 2023 | $2,485.00 | $111,100 (-) | $444,400 (-) Land $165,000 Building $279,400 |
| 2022 | $2,485.00 | $111,100 | $444,400 Land $165,000 Building $279,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 53% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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