Hamilton County property record for 1226 Duane Rd, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,767 sqft · built 1930 |
| Lot Size | 0.381 acres (16,623 sqft) |
| Owner | Trust Name on File |
| Last Sale | $425,000 (Jun 2018) |
| Tax Bill | $2,247 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 127I D 017 |
| Primary APN | 127I D 017 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,767 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,623 sqft (0.381 acres) |
| Lot Dimensions | 77.5 ft deep x 214 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000051337 |
|---|---|
| Street Address | 1226 DUANE RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | L M THOMAS TRACT |
| Legal Subdivision | THOMAS L M |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1226 Duane Rd is held in a trust since June 2018.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 878 AVON PL, CHATTANOOGA, TN 37405-2339 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BK |
| Jun 4, 2018 | Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2018 · Amount on File |
| Deed Sale | Jun 4, 2018 · Amount on File |
| Deed Document Number | 2018060400292 |
| Deed Book / Page | 11365 / 121 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1226 DUANE RD, CHATTANOOGA, TN 37405-2333 |
| Document Number | 0824000073 |
| Instrument Date | Aug 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1226 DUANE RD CHATTANOOGA TN 374052333, CHATTANOOGA, TN 37405-2333 |
| Document Number | 0824000073 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 012124/000385 |
| Instrument | 200824000073 |
| Name | FIRST HORIZON BK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 23, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 4, 2018 |
| Property Address | 1226 DUANE RD, CHATTANOOGA, TN 37405-2333 |
| Document Number | 0000000292 |
| Book / Page | 011365 / 000121 |
| Instrument Date | May 31, 2018 |
| Instrument | 292 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2018 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,572.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 878 AVON PL CHATTANOOGA TN 374052339, CHATTANOOGA, TN 37405-2339 |
The 2025 property tax bill for 1226 Duane Rd was $2,247, down 6.6% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,247.00 (-6.57%) | $148,300 (+37.92%) | $593,200 (+37.92%) Land $292,500 Building $300,700 |
| 2024 | $2,405.00 | $107,525 (-) | $430,100 (-) Land $195,000 Building $235,100 |
| 2023 | $2,405.00 | $107,525 (-) | $430,100 (-) Land $195,000 Building $235,100 |
| 2022 | $2,405.00 | $107,525 | $430,100 Land $195,000 Building $235,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1226 Duane Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1226 Duane Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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