1209 Banner Valley Rd, Ely, IA 52227 Property Records

Linn County property record for 1209 Banner Valley Rd, Ely, IA 52227

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,664 sqft · built 1977
Lot Size2.9 acres (126,759 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (Jan 2023)
Tax Bill$5,344 (2025)
Deeds & MortgagesJan 2023 Sale
Dec 2020 Mortgage
Flood ZoneZone A (high risk)
APN18311-01030-00000

Property Details

APN / Parcel Number

Primary APN18311-01030-00000

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Stories1 Story
Building Area1,664 sqft Living Area
1st Floor Area1,664 sqft
FlooringTile
Interior WallsLog

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRustic
Exterior MaterialLogs
Construction TypeLog
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area126,759 sqft
Garage TypeDetached
Garage Area672 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1209 BANNER VALLEY RD
CityELY
StateIA
Zip52227-9783
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP.O.S. #1903 PARCEL LOT B
Legal Range6W
Legal Township82N
Legal Section31
Legal Lot NumberB
JurisdictionLINN IA
Township / Civil DivisionPUTNAM
Census Block Group4
Census Block4030
Census Tract10700

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1209 BANNER VALLEY RD, ELY, IA 52227-9783
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2023Warranty Deed, Transfer
Dec 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
NXT BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2023 · Amount on Record
Deed SaleJan 31, 2023 · Amount on Record
Prior SaleAug 7, 2014 · Amount on Record
Deed Book / Page11521 / 10924
Prior Transfer DateMar 15, 2022
Prior Transfer Doc1131000242
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINN IA
Recording DateJan 31, 2023
Property Address1209 BANNER VALLEY RD, ELY, IA 52227-9783
Document Number1152110924
Book / Page11521 / 10924
Instrument DateJan 26, 2023
Transaction TypeTransfer
Record UpdatedMar 6, 2024

Transaction

AmountAmount Recorded
Tax$759.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1209 BANNER VALLEY RD, ELY, IA 52227-9783
InvestorPossibly a Property Investor

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINN IA
Property Address1209 BANNER VALLEY RD, ELY, IA 52227-9783
Document Number0108580439
Instrument DateDec 4, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1209 BANNER VALLEY RD ELY IA 522279783, ELY, IA 52227-9783

Mortgage

Document Number0108580439
DateDec 9, 2020
Book Page010858/000439
Lender
NameNXT BK
TypeBank
AddressCENTRAL CITY, IA 52214
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 8, 2035

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIowa
CountyLinn County
MunicipalityEly City
Unified School DistrictCollege Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$398,000 (-) Land $49,600 Building $348,400$398,000 (-) Land $49,600 Building $348,400
2025$5,344.00$398,000 (+25.2%) Land $49,600 Building $348,400$398,000 (+25.2%) Land $49,600 Building $348,400
2024$5,344.00 (+9.06%)
2023$317,900 Land $49,600 Building $268,300$317,900 Land $49,600 Building $268,300
2022$4,900.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELY WATER SUPPLY
serves 2,328 people · EPA ID IA5728018
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
South Slope Cooperative Telephone Company
Fiber
10,000 / 10,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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