1207 Banner Valley Rd, Ely, IA 52227 Property Records

Linn County property record for 1207 Banner Valley Rd, Ely, IA 52227

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,403 sqft · built 1989
Lot Size	1.83 acres (80,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$254,500 (Mar 2005)
Tax Bill	$6,498 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18311-01019-00000`

Property Details

APN / Parcel Number

Primary APN	`18311-01019-00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,403 sqft Living Area
1st Floor Area	1,403 sqft
Basement Area	1,403 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,150 sqft
Garage Type	Attached
Garage Area	597 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft
Deck Area	93 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1207 BANNER VALLEY RD
City	ELY
State	IA
Zip	52227-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E200 W777.60 (MEAS ON N & W LN RR) LOT 6 IRR SUR NE NE
Legal Range	06
Legal Township	82
Legal Section	31
Legal Lot Number	6
Jurisdiction	LINN IA
Township / Civil Division	PUTNAM
Census Block Group	4
Census Block	4030
Census Tract	10700

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1207 BANNER VALLEY RD, ELY, IA 52227-9783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Deed of Trust, Mortgage · Line of Credit COLLINS CMNTY CU
Dec 17, 2019	Quit Claim Deed, Transfer COLLINS CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2005 · Amount on Record
Deed Sale	Mar 2, 2005 · Amount on Record
Deed Document Number	200548337
Deed Book / Page	5919 / 43
Last Transfer Date	Dec 10, 2019
Transfer Doc	0105300234
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1207 BANNER VALLEY RD, ELY, IA 52227-9783
Document Number	0105560173
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1207 BANNER VALLEY RD ELY IA 522279783, ELY, IA 52227-9783

Mortgage

Document Number	0105560173
Date	Jan 27, 2020
Book Page	010556/000173

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 26, 2030

Interest

Rate Type	Adjustable Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINN IA
Recording Date	Dec 17, 2019
Property Address	1207 BANNER VALLEY RD, ELY, IA 52227-9783
Document Number	0105300234
Book / Page	010530 / 000234
Instrument Date	Dec 10, 2019
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1207 BANNER VALLEY RD ELY IA 522279783, ELY, IA 52227-9783

Mortgage

Document Number	105300235
Date	Dec 17, 2019
Book Page	010530/000235

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 16, 2034

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Ely City
Unified School District	College Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,500 (-) Land $44,200 Building $375,300	$419,500 (-) Land $44,200 Building $375,300
2025	$6,498.00 (+2.36%)	$419,500 (+5.75%) Land $44,200 Building $375,300	$419,500 (+5.75%) Land $44,200 Building $375,300
2024	$6,348.00 (+22.93%)
2023		$396,700 Land $44,200 Building $352,500	$396,700 Land $44,200 Building $352,500
2022	$5,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELY WATER SUPPLY serves 2,328 people · EPA ID IA5728018
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Slope Cooperative Telephone Company Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Banner Valley Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures