1209 196th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1209 196th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,244 sqft · built 1995
Lot Size	0.203 acres (8,833 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Jul 2002)
Tax Bill	$4,496 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`500104-0-030`

Property Details

APN / Parcel Number

Primary APN	`500104-0-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,244 sqft Living Area
Gross Area	1,644 sqft
1st Floor Area	1,244 sqft
Basement Area	1,244 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2001
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,833 sqft (0.203 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1209 196TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-8040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 24 HIDDEN GARDENS PHASE I: HIDDEN GARDENS PHASE I SE OF NW 03-18-03E L 3 TOG/W PRI RD APPROX 8,833 SQ FT EASE OF REC OUT OF 2-034 SEG F0919 MD 4/27/94MD
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	HIDDEN GARDENS PHASE I
Legal Phase	1
Legal Lot Number	3
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3005
Census Tract	71411

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1209 196TH STREET CT E, SPANAWAY, WA 98387-8040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 24, 2019	Deed of Trust, Mortgage · Line of Credit HERITAGE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2002 · Amount on Record
Deed Sale	Jul 1, 2002 · Amount on Record
Prior Sale	Feb 19, 2002 · Amount on Record
Deed Document Number	2002905
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1209 196TH STREET CT E, SPANAWAY, WA 98387-8040
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011150493
Date	Nov 15, 2021
Instrument	202111150493

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1209 196TH STREET CT E, SPANAWAY, WA 98387-8040
Document Number	1905280317
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1209 196TH STREET CT E SPANAWAY WA 983878040, SPANAWAY, WA 98387-8040

Mortgage

Document Number	1905280317
Date	May 28, 2019
Instrument	201905280317

Lender

Name	HERITAGE BK
Type	Bank
Address	OLYMPIA, WA 98507

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,500 (+4.92%) Land $163,600 Building $232,900	$396,500 (+4.92%) Land $163,600 Building $232,900
2025	$4,496.00 (+1.58%)
2024	$4,426.00 (-0.65%)	$377,900 (-2.28%) Land $171,200 Building $206,700	$377,900 (-2.28%) Land $171,200 Building $206,700
2023	$4,455.00	$386,700 Land $162,400 Building $224,300	$386,700 Land $162,400 Building $224,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Lightcurve, Verizon.

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