1205 196th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1205 196th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,009 sqft · built 1995
Lot Size	0.203 acres (8,833 sqft)
Owner	2 Individual Names on File
Last Sale	$497,000 (Apr 2023)
Tax Bill	$5,453 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500104-0-040`

Property Details

APN / Parcel Number

Primary APN	`500104-0-040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,009 sqft Living Area
Gross Area	2,483 sqft
Upper Floors Area	1,074 sqft
Basement Area	932 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,833 sqft (0.203 acres)
Garage Type	Attached
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1205 196TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-8040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 24 HIDDEN GARDENS PHASE I L 4 TOG/W PRI RD EASE OF REC OUT OF 2-034 SEG F0919 MD 4/27/94MD
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	HIDDEN GARDENS PHASE I
Legal Phase	1
Legal Lot Number	4
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3005
Census Tract	71411

Owner

1205 196th St Ct E is owned and occupied by two individuals who bought it in April 2023.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1205 196TH STREET CT E, SPANAWAY, WA 98387-8040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Dec 29, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2023 · Amount on File
Deed Sale	Apr 13, 2023 · Amount on File
Prior Sale	Dec 15, 2016 · Amount on File
Deed Document Number	202387
Prior Transfer Date	Sep 29, 2005
Prior Transfer Doc	0000000362
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 13, 2023
Property Address	1205 196TH STREET CT E, SPANAWAY, WA 98387-8040
Document Number	0004130087
Map Reference	DOC 940420612
Instrument Date	Apr 11, 2023
Instrument	202304130087
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,952.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 196TH STREET CT E, SPANAWAY, WA 98387-8040

Mortgage

Document Number	0004130088
Date	Apr 13, 2023
Instrument	202304130088

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Mortgage

Document Number	0004130089
Date	Apr 13, 2023
Instrument	202304130089

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1205 196TH STREET CT E, SPANAWAY, WA 98387-8040
Document Number	2101110690
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1205 196TH STREET CT E SPANAWAY WA 983878040, SPANAWAY, WA 98387-8040

Mortgage

Document Number	2101110690
Date	Jan 11, 2021
Instrument	202101110690

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1205 196th St Ct E was $5,453, up 0.7% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,453.00 (+0.68%)	$482,100 Land $163,600 Building $318,500	$482,100 Land $163,600 Building $318,500
2025	$5,416.00 (+2.58%)
2024	$5,280.00 (-1.55%)	$452,700 (-3.27%) Land $171,200 Building $281,500	$452,700 (-3.27%) Land $171,200 Building $281,500
2023	$5,363.00	$468,000 Land $162,400 Building $305,600	$468,000 Land $162,400 Building $305,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1205 196th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1205 196th St Ct E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Lightcurve, Verizon.

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