1209 104th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 1209 104th Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,043 sqft · built 1917
Lot Size	0.275 acres (12,012 sqft)
Owner	Individual Name on File
Last Sale	$120,600 (Nov 2020)
Tax Bill	$2,280 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-1800-10460`

Property Details

APN / Parcel Number

Primary APN	`010-1800-10460`
Alternative APN	`1099172`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,043 sqft Gross Area
1st Floor Area	574 sqft
Basement Area	287 sqft
Finished Basement	287 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	12,012 sqft (0.275 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	126 sqft
Deck Area	18 sqft
Storage Building	140 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1099172
Street Address	1209 104TH AVE W
City	DULUTH
State	MN
Zip	55808-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 23 THRU 26 SERIAL #
Legal Subdivision	GARY FIRST DIVISION
Legal Block	40
Legal Lot Number	23-26
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1019
Census Tract	3800

Owner

1209 104th Ave W is owned and occupied by an individual who bought it in November 2020.

Source: St. Louis County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1209 104TH AVE W, DULUTH, MN 55808-1724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Nov 3, 2020	Warranty Deed, Transfer MEMBERS COOPERATIVE CU
May 19, 2020	Grant Deed, Transfer LAWYERS TITLE
Aug 16, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2020 · Amount on File
Deed Sale	Nov 3, 2020 · Amount on File
Prior Sale	Aug 16, 2018 · Amount on File
Deed Document Number	20201031425
Prior Transfer Date	Jul 20, 2018
Prior Transfer Doc	00A1001596
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Sep 2, 2026
Property Address	1209 104TH AVE W, DULUTH, MN 55808-1724
Document Number	0001105518
Instrument Date	Aug 19, 2026
Instrument	20261105518
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 104TH AVE W, DULUTH, MN 55808-1724

Mortgage

Document Number	0001105518,
Date	Sep 2, 2026
Instrument	20261105518

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2051

Interest

Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 3, 2020
Property Address	1209 104TH AVE W, DULUTH, MN 55808-1724
Document Number	00T1031425
Instrument Date	Oct 28, 2020
Instrument	T1031425
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$398.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 104TH AVE W DULUTH MN 558081724, DULUTH, MN 55808-1724

Mortgage

Document Number	T1031426
Date	Nov 3, 2020
Instrument	T1031426

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 19, 2020
Property Address	1209 104TH AVE W, DULUTH, MN 55808-1724
Document Number	00T1023544
Instrument Date	May 15, 2020
Instrument	T1023544
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	LAWYERS TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 KENWOOD AVE #424 DULUTH MN 558112662, 424, DULUTH, MN 55811-2662

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 16, 2018
Property Address	1209 104TH AVE W, DULUTH, MN 55808-1724
Document Number	00A1001596
Instrument Date	Aug 1, 2018
Instrument	A1001596
Transaction Type	Foreclosure
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$276.80
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1209 104th Ave W was $2,280 with a homeowner's exemption, up 15% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,280.00 (+15.04%) Homeowner's exemption
2025	$1,982.00 (-5.71%) Homeowner's exemption	$189,300 (+10.64%) Land $21,400 Building $167,900	$189,300 (+10.64%) Land $21,400 Building $167,900
2024	$2,102.00	$171,100 Land $21,100 Building $150,000	$171,100 Land $21,100 Building $150,000
2022		$167,900 Land $25,900 Building $142,000	$167,900 Land $25,900 Building $142,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1209 104th Ave W in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012–2014)
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1209 104th Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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