1130 104th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 1130 104th Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.25 ba · 1,048 sqft · built 1947
Lot Size	0.137 acres (6,003 sqft)
Owner	Individual Name on File
Last Sale	$500 (Jul 2023)
Tax Bill	$3,918 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1800-11280`

Property Details

APN / Parcel Number

Primary APN	`010-1800-11280`
Alternative APNs	`1009678` `1151628`

Interior

Bedrooms	2 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,048 sqft Gross Area
1st Floor Area	1,048 sqft
Basement Area	524 sqft
Finished Basement	524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Lot Area	6,003 sqft (0.137 acres)
Garage Area	200 sqft
Pool Type	Spa / Hot Tub (No Pool)
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	1151628
Street Address	1130 104TH AVE W
City	DULUTH
State	MN
Zip	55808-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 14 AND 15 SERIAL #
Legal Subdivision	GARY FIRST DIV DULUTH
Legal Block	44
Legal Lot Number	14-15
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1028
Census Tract	3800

Owner

1130 104th Ave W is owned and occupied by an individual who bought it in July 2023.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1130 104TH AVE W, DULUTH, MN 55808-1809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING
Jul 21, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2023 · Amount on File
Deed Sale	Jul 21, 2023 · Amount on File
Prior Sale	Jun 1, 2016 · Amount on File
Deed Document Number	20231070340
Prior Transfer Date	Sep 2, 2010
Prior Transfer Doc	0000889166
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jul 31, 2026
Property Address	1130 104TH AVE W, DULUTH, MN 55808-1809
Document Number	0001104261
Instrument Date	Jul 11, 2026
Instrument	20261104261
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 104TH AVE W, DULUTH, MN 55808-1809

Mortgage

Document Number	0001104261,
Date	Jul 31, 2026
Instrument	20261104261

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Jul 21, 2023
Property Address	1130 104TH AVE W, DULUTH, MN 55808-1809
Document Number	0001070340
Instrument Date	Jul 12, 2023
Instrument	1070340
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1130 104TH AVE W, DULUTH, MN 55808-1809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 104TH AVE W, DULUTH, MN 55808-1809

Mortgage

Document Number	0001070341
Date	Jul 21, 2023
Instrument	1070341

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1130 104th Ave W was $3,918, up 18.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,918.00 (+18.08%)
2025	$3,318.00 (+14.65%)	$231,700 (+11.29%) Land $14,200 Building $217,500	$231,700 (+11.29%) Land $14,200 Building $217,500
2024	$2,894.00 (+2.84%)	$208,200 Land $13,900 Building $194,300	$208,200 Land $13,900 Building $194,300
2023	$2,814.00
2022		$186,700 (+22.83%) Land $17,200 Building $169,500	$186,700 (+22.83%) Land $17,200 Building $169,500
2021		$152,000 Land $13,900 Building $138,100	$152,000 Land $13,900 Building $138,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1130 104th Ave W in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012–2014)
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1130 104th Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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