1208 Viola St, Smithville, MO 64089 Property Records

Clay County property record for 1208 Viola St, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,336 sqft · built 2018
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$362,642 (Apr 2026)
Tax Bill	$4,020 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`05-311-00-01-009.00`

Property Details

APN / Parcel Number

Primary APN	`05-311-00-01-009.00`
Alternative APNs	`0531100010090001` `5311000100900` `243864`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,336 sqft Living Area
1st Floor Area	1,336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	135 ft deep x 66 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1208 VIOLA ST
City	SMITHVILLE
State	MO
Zip	64089-9166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILDFLOWER 3RD PLAT LT 171
Legal Range	33W
Legal Township	53N
Legal Section	01
Legal Subdivision	WILDFLOWER 03
Legal Lot Number	171
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1063
Census Tract	21900

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1208 VIOLA ST, SMITHVILLE, MO 64089-9166
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Quit Claim Deed, Transfer · FHA Mortgage M SQUARED FINANCIAL LLC
Nov 1, 2023	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Feb 1, 2022	Warranty Deed, Transfer · Conventional Mortgage KANSAS CITY CREDIT UNION
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU
Aug 10, 2018	Deed of Trust, Mortgage · ARM COMMUNITYAMERICA CU
Aug 1, 2018	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE CO
Aug 9, 2018	Re-recorded Document STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Mar 3, 2025 · Amount on Record
Deed Document Number	202610408
Deed Book / Page	10151 / 76
Prior Transfer Date	Apr 13, 2026
Prior Transfer Doc	0000010408
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MO
Recording Date	Apr 21, 2026
Property Address	1208 VIOLA ST, SMITHVILLE, MO 64089-9166
Document Number	0000010408
Book / Page	10151 / 76
Instrument Date	Apr 13, 2026
Instrument	2026.10408
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	CONTINENTAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 VIOLA ST, SMITHVILLE, MO 64089-9166

Mortgage

Document Number	0000010409,
Date	Apr 21, 2026
Instrument	2026..10409

Lender

Name	M SQUARED FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Nov 1, 2023
Property Address	1208 VIOLA ST, SMITHVILLE, MO 64089-9166
Document Number	0000026633
Book / Page	9650 / 38
Instrument Date	Oct 20, 2023
Instrument	2023026633
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1701 NW 38TH ST APT 408, 408, KANSAS CITY, MO 64116-4595

Mortgage

Document Number	0000026634
Date	Nov 1, 2023
Instrument	2023026634

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Feb 1, 2022
Property Address	1208 VIOLA ST, SMITHVILLE, MO 64089-9166
Document Number	0000003709
Book / Page	9294 / 75
Instrument Date	Jan 21, 2022
Instrument	2022003709
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 VIOLA ST, SMITHVILLE, MO 64089-9166

Mortgage

Document Number	0000003710
Date	Feb 1, 2022
Instrument	2022003710

Lender

Name	KANSAS CITY CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1208 VIOLA ST, SMITHVILLE, MO 64089-9166
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002402
Date	Jan 19, 2021
Book Page	8934/80
Instrument	2021002402

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1208 VIOLA ST, SMITHVILLE, MO 64089-9166
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026067
Date	Aug 10, 2018
Book Page	8257/137
Instrument	2018026067

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	6.62%
Index	1-Year LIBOR
Max Rate	9.62%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Aug 1, 2018
Property Address	1208 VIOLA ST, SMITHVILLE, MO 64089-9166
Document Number	0000024821
Book / Page	8250 / 104
Instrument Date	Jul 31, 2018
Instrument	2018024821
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 VIOLA ST, SMITHVILLE, MO 64089-9166

August 2018: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CLAY MO
Recording Date	Aug 9, 2018
Property Address	1208 VIOLA ST, SMITHVILLE, MO 64089-9166
Document Number	0000025982
Book / Page	8257 / 052
Instrument Date	Jul 31, 2018
Instrument	2018025982
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 VIOLA ST, SMITHVILLE, MO 64089-9166

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,020.00 (+22.41%)	$56,490 (+24.18%)	$297,316 (+24.18%)
2024	$3,284.00 (+4.55%)
2023	$3,141.00 (+6.37%)	$45,490	$239,421
2019	$2,953.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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