1206 Viola St, Smithville, MO 64089 Property Records

Clay County property record for 1206 Viola St, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,336 sqft · built 2019
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$289,800 (Nov 2018)
Tax Bill	$3,873 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-311-00-01-008.00`

Property Details

APN / Parcel Number

Primary APN	`05-311-00-01-008.00`
Alternative APNs	`0531100010080001` `5311000100800` `243863`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,336 sqft Living Area
1st Floor Area	1,336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	209 ft deep x 63 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1206 VIOLA ST
City	SMITHVILLE
State	MO
Zip	64089-9166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILDFLOWER 3RD PLAT LT 170
Legal Range	33W
Legal Township	53N
Legal Section	01
Legal Subdivision	WILDFLOWER 03
Legal Lot Number	170
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1063
Census Tract	21900

Owner

Source: Clay County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1206 VIOLA ST, SMITHVILLE, MO 64089-9166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Quit Claim Deed, Transfer · Conventional Mortgage PRIME LENDING
Jul 22, 2026	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 6, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2018 · Amount on Record
Deed Sale	Nov 6, 2018 · Amount on Record
Prior Sale	Nov 8, 2005
Deed Document Number	201836179
Deed Book / Page	8314 / 74
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MO
Recording Date	Jul 22, 2026
Property Address	1206 VIOLA ST, SMITHVILLE, MO 64089-9166
Document Number	0000020166
Book / Page	10216 / 67
Instrument Date	Jul 22, 2026
Instrument	202620166
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 VIOLA ST, SMITHVILLE, MO 64089-9166

Mortgage

Document Number	0000020190,
Date	Jul 22, 2026
Book Page	10216/91
Instrument	202620190

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jul 22, 2026
Property Address	1206 VIOLA ST, SMITHVILLE, MO 64089-9166
Document Number	0000020167
Book / Page	10216 / 68
Instrument Date	Jul 20, 2026
Instrument	202620167
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 VIOLA ST, SMITHVILLE, MO 64089-9166

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1206 VIOLA ST, SMITHVILLE, MO 64089-9166
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013183
Date	Apr 29, 2020
Book Page	8663/91
Instrument	2020013183

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Nov 6, 2018
Property Address	1206 VIOLA ST, SMITHVILLE, MO 64089-9166
Document Number	0000036179
Book / Page	8314 / 074
Instrument Date	Nov 6, 2018
Instrument	2018036179
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	STEWART TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 VIOLA ST, SMITHVILLE, MO 64089-9166

Mortgage

Document Number	0000036180
Date	Nov 6, 2018
Instrument	2018036180

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,873.00 (+9.16%)	$54,420 (+10.72%)	$286,421 (+10.72%)
2024	$3,548.00 (+4.54%)
2023	$3,394.00 (+19.05%)	$49,150	$258,684
2019	$2,851.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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