1208 Surf Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 1208 Surf Ave, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,165 sqft · built 2025
Lot Size	0.214 acres (9,300 sqft)
Owner	Company Name on Record
Last Sale	$2,108,000 (May 2021)
Tax Bill	$20,633 (2025)
Deeds & Mortgages	Nov 2021 Sale Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-012-011-000`

Property Details

APN / Parcel Number

Primary APN	`006-012-011-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,165 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	9,300 sqft (0.214 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1208 SURF AVE
City	PACIFIC GROVE
State	CA
Zip	93950-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY HOMES TRACT LOT 4 BLK 356
Legal Subdivision	FAIRWAY HOMES
Legal Block	356
Legal Lot Number	4
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1001
Census Tract	12402

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	207 VISTA DE SIERRA, LOS GATOS, CA 95030-6320
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
May 7, 2021	Grant Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Prior Sale	May 5, 2016 · Amount on Record
Deed Document Number	202133175
Prior Transfer Date	Jan 29, 1999
Prior Transfer Doc	0000007743
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 9, 2021
Property Address	1208 SURF AVE, PACIFIC GROVE, CA 93950-2034
Document Number	0000076369
Map Reference	MB 3 PG 86
Instrument Date	Oct 22, 2021
Instrument	2021076369
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 848, SCOTTSDALE, AZ 85252-0848

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1208 SURF AVE, PACIFIC GROVE, CA 93950-2034
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 VISTA DE SIERRA, LOS GATOS, CA 95030-6320

Mortgage

Document Number	0000065034
Date	Sep 30, 2021
Instrument	2021065034

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.35%
Type Change Date	Oct 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.35%
Index	Other
Margin	3
Max Rate	7.35%

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	May 7, 2021
Property Address	1208 SURF AVE, PACIFIC GROVE, CA 93950-2034
Document Number	0000033175
Map Reference	MB 3 PG 86
Instrument Date	Apr 26, 2021
Instrument	2021033175
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 848, SCOTTSDALE, AZ 85252-0848

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,587,161 (+37.65%) Land $1,407,161 Building $1,180,000
2025	$20,633.00 (-12.27%)	$1,879,570 (-12.25%) Land $1,379,570 Building $500,000
2023	$23,519.00 (+2.07%)	$2,142,000 Land $1,326,000 Building $816,000
2022	$23,041.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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