1200 Surf Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 1200 Surf Ave, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,430 sqft · built 1981
Lot Size	0.209 acres (9,100 sqft)
Owner	Trust Name on File
Last Sale	$1,050,000 (Apr 2019)
Tax Bill	$12,797 (2025)
Deeds & Mortgages	Jun 2022 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-012-018-000`

Property Details

APN / Parcel Number

Primary APN	`006-012-018-000`
Alternative APN	`006-012-018`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,430 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	9,100 sqft (0.209 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	006-012-018
Street Address	1200 SURF AVE
City	PACIFIC GROVE
State	CA
Zip	93950-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY HOMES TRACT LOT 3 BLK 356
Legal Subdivision	FAIRWAY HOMES
Legal Block	356
Legal Lot Number	3
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1001
Census Tract	12402

Owner

1200 Surf Ave is owner-occupied and held in a trust since April 2020.

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	1200 SURF AVE, PACIFIC GROVE, CA 93950-2034
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage MECHANICS BANK
May 1, 2020	Quit Claim Deed, Transfer PRIME LNDG
Apr 26, 2019	Grant Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2019 · Amount on File
Deed Sale	Apr 26, 2019 · Amount on File
Deed Document Number	201916301
Last Transfer Date	Apr 27, 2020
Transfer Doc	0000021201
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1200 SURF AVE, PACIFIC GROVE, CA 93950-2034
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 SURF AVE, PACIFIC GROVE, CA 93950-2034

Mortgage

Document Number	0000027396
Date	Jun 17, 2022
Instrument	2022027396

Lender

Name	MECHANICS BANK
Type	Bank
Address	ARROYO GRANDE, CA 93421

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	May 1, 2020
Property Address	1200 SURF AVE, PACIFIC GROVE, CA 93950-2034
Document Number	0000021201
Instrument Date	Apr 27, 2020
Instrument	21201
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1200 SURF AVE PACIFIC GROVE CA 939502034, PACIFIC GROVE, CA 93950-2034

Mortgage

Document Number	21202
Date	May 1, 2020
Instrument	21202

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 26, 2019
Property Address	1200 SURF AVE, PACIFIC GROVE, CA 93950-2034
Document Number	0000016301
Instrument Date	Apr 22, 2019
Instrument	16301
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1200 SURF AVE PACIFIC GROVE CA 939502034, PACIFIC GROVE, CA 93950-2034

Mortgage

Document Number	16302
Date	Apr 26, 2019
Instrument	16302

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1200 Surf Ave was $12,797 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,194,716 (+2%) Land $853,369 Building $341,347
2025	$12,797.00 Homeowner's exemption	$1,171,291 Land $836,637 Building $334,654
2023	$12,371.00 (+2.08%) Homeowner's exemption	$1,125,810 Land $804,150 Building $321,660
2022	$12,119.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1200 Surf Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1200 Surf Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surf Ave

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