Seneca County and Waterloo Town property record for 1208 State Rte 96, Waterloo, NY 13165
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 1,152 sqft · built 1971 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $117,000 (Nov 2013) |
| Tax Bill | $2,550 (2026) |
| Deeds & Mortgages | Jun 2020 Refinance Jul 2022 Line of Credit |
| APN | 453889 18-1-14.1 |
| Primary APN | 453889 18-1-14.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Detached |
| Garage Area | 1,272 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 554 sqft |
| Shed | 1 Shed |
| Shed Area | 1,000 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 1208 STATE ROUTE 96 |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-8520 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | MB01-398 |
| Legal Block | 1 |
| Legal Lot Number | 14.001 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 950500 |
Source: Seneca County and Waterloo Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1208 STATE ROUTE 96, WATERLOO, NY 13165-8520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FIVE STAR BANK |
| Jul 11, 2022 | Deed of Trust, Mortgage · Line of Credit FIVE STAR BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2013 · Amount on Record |
| Deed Sale | Nov 27, 2013 · Amount on Record |
| Prior Sale | Aug 28, 2003 · Amount on Record |
| Deed Book / Page | 882 / 61 |
| Prior Transfer Date | Aug 28, 2001 |
| Prior Transfer Doc | 0631000058 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 1208 STATE ROUTE 96, WATERLOO, NY 13165-8520 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001746/252 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 1746/252 |
| Instrument | 48817 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 1208 STATE ROUTE 96, WATERLOO, NY 13165-8520 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00001860/8 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 1860/8 |
| Instrument | 59185 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,550.00 (+5.42%) Homeowner's exemption | ||
| 2025 | $2,419.00 (+172.72%) | $73,800 (-) Land $20,800 Building $53,000 | $121,000 (+16.41%) Land $34,103 Building $86,897 |
| 2023 | $73,800 Land $20,800 Building $53,000 | $103,944 Land $29,296 Building $74,648 | |
| 2019 | $887.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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