Seneca County and Waterloo Town property record for 1163 State Rte 96, Waterloo, NY 13165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,742 sqft · built 1954 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Sep 2019) |
| Tax Bill | $4,907 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2019 Sale |
| APN | 453889 18-1-12 |
| Primary APN | 453889 18-1-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,742 sqft Living Area |
| 1st Floor Area | 1,742 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 611 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 50 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1163 STATE ROUTE 96 |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-9518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | MB96-292 |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 950500 |
1163 State Rte 96 is owned and occupied by an individual who bought it in September 2019.
Source: Seneca County and Waterloo Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1163 STATE ROUTE 96, WATERLOO, NY 13165-9518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage ESL FCU |
| Sep 30, 2019 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2019 · Amount on File |
| Deed Sale | Sep 30, 2019 · Amount on File |
| Prior Sale | Aug 20, 2015 · Amount on File |
| Deed Book / Page | 999 / 90 |
| Prior Transfer Date | Mar 20, 2000 |
| Prior Transfer Doc | 0602000313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 1163 STATE ROUTE 96, WATERLOO, NY 13165-9518 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001984/80 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 1984/80 |
| Instrument | 73439 |
| Name | ESL FCU |
|---|
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Sep 30, 2019 |
| Property Address | 1163 STATE ROUTE 96, WATERLOO, NY 13165-9518 |
| Document Number | 0000999/90 |
| Book / Page | 999 / 90 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1163 RT 96, WATERLOO, NY 13165 |
The 2026 property tax bill for 1163 State Rte 96 was $4,907, up 5.8% from the year before.
Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,907.00 (+5.8%) | ||
| 2025 | $4,638.00 | $149,400 Land $17,500 Building $131,900 | $244,900 Land $28,686 Building $216,214 |
| 2023 | $149,400 Land $17,500 Building $131,900 | $210,423 Land $24,648 Building $185,775 | |
| 2019 | $4,684.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1163 State Rte 96.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1163 State Rte 96 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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