1208 Silver Point Rd, Chapin, SC 29036 Property Records

Richland County property record for 1208 Silver Point Rd, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,526 sqft · built 1988
Lot Size	1.85 acres (80,586 sqft)
Owner	2 Individual Names on File
Last Sale	$15,000 (Jan 2000)
Tax Bill	$2,279 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01411-02-08`

Property Details

APN / Parcel Number

Primary APN	`01411-02-08`
Alternative APNs	`R01411-02-08` `01198028`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,526 sqft Heated Area
Gross Area	3,450 sqft
1st Floor Area	1,142 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	80,586 sqft (1.85 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	01198028
Street Address	1208 SILVER POINT RD
City	CHAPIN
State	SC
Zip	29036-7904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 5 PARCEL A 196.1X481.3X102.5X42.9X18.2X 433.1 #SU WOODTRAIL
Legal Subdivision	WOODTRAIL
Legal Lot Number	5
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2010
Census Tract	10310

Owner

1208 Silver Point Rd is owned and occupied by two individuals who acquired it in September 2005.

Source: Richland County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1208 SILVER POINT RD, CHAPIN, SC 29036-7904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2000 · Amount on File
Deed Sale	Jan 10, 2000 · Amount on File
Deed Document Number	20002772
Deed Book / Page	375 / 1182
Last Transfer Date	Sep 30, 2005
Transfer Doc	0011041557
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	1208 SILVER POINT RD, CHAPIN, SC 29036-7904
Document Number	2200/2151
Book / Page	002200 / 002151
Instrument Date	Mar 29, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1208 SILVER POINT RD CHAPIN SC 290367904, CHAPIN, SC 29036-7904

Mortgage

Document Number	2200/2151
Date	Apr 6, 2017
Book Page	002200/002151
Instrument	24096

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 5, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1208 Silver Point Rd was $2,279.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,279.00 Homeowner's exemption	$312,300 (-)	$432,600 (-) Land $114,000 Building $318,600
2024		$312,300 (+2,774.63%)	$432,600 (+59.28%) Land $114,000 Building $318,600
2023	$1,875.00	$10,864	$271,600
2021	$1,872.00	$10,860	$271,600 Land $58,900 Building $212,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1208 Silver Point Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1208 Silver Point Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20