Richland County property record for 1207 Silver Point Rd, Chapin, SC 29036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,232 sqft · built 2003 |
| Lot Size | 0.522 acres (22,746 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $635,000 (Jun 2026) |
| Tax Bill | $4,621 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01415-01-14 |
| Primary APN | 01415-01-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,232 sqft Heated Area |
| Gross Area | 3,047 sqft |
| 1st Floor Area | 1,892 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,746 sqft (0.522 acres) |
| Garage Area | 517 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 298 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 01797782 |
|---|---|
| Street Address | 1207 SILVER POINT RD |
| City | CHAPIN |
| State | SC |
| Zip | 29036-7905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 8 B 107.7X251.3X104.1X133.9X78.2 #SU #PR RB767-1612 |
| Legal Subdivision | THOMAS MCMILLAN |
| Legal Lot Number | 8 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10310 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1207 SILVER POINT RD, CHAPIN, SC 29036-7905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 5, 2026 | Warranty Deed, Transfer · FHA Mortgage RESOURCE FINANCIAL SERVICES |
| Jan 4, 2022 | Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2026 · Amount on Record |
| Deed Sale | Jun 5, 2026 · Amount on Record |
| Prior Sale | May 22, 2024 · Amount on Record |
| Deed Document Number | 202627367 |
| Deed Book / Page | 3134 / 2802 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 5, 2026 |
| Property Address | 1207 SILVER POINT RD, CHAPIN, SC 29036-7905 |
| Document Number | 0000027367 |
| Book / Page | 3134 / 2802 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 202627367 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166,751.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1207 SILVER POINT RD, CHAPIN, SC 29036-7905 |
| Document Number | 0000027368, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 3134/2806 |
| Instrument | 202627368 |
| Name | RESOURCE FINANCIAL SERVICES |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 4, 2022 |
| Property Address | 1207 SILVER POINT RD, CHAPIN, SC 29036-7905 |
| Document Number | 0027031896 |
| Book / Page | 2703 / 1896 |
| Map Reference | MB 767 PG 1612 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 2022000057 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $832.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1207 SILVER POINT RD, CHAPIN, SC 29036-7905 |
| Document Number | 2022000058 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 2022000058 |
| Name | FIRST RELIANCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,621.00 (+91.58%) | $12,800 (-) | $517,320 (-0.42%) |
| 2024 | $519,480 (+62.34%) | ||
| 2023 | $2,412.00 (-4.48%) | $12,800 (-2.22%) | $320,000 (+46.65%) |
| 2022 | $2,525.00 | ||
| 2021 | $13,090 | $218,200 Land $40,500 Building $177,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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