1208 S 12th St, Mattoon, IL 61938 Property Records

Coles County property record for 1208 S 12th St, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,206 sqft · built 1971
Lot Size	1.49 acres (64,904 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Dec 2025)
Tax Bill	$3,684 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-1-00927-000`

Property Details

APN / Parcel Number

Primary APN	`07-1-00927-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,206 sqft Base Area
1st Floor Area	3,206 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	64,904 sqft (1.49 acres)
Garage Type	Detached
Garage Area	864 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1208 S 12TH ST
City	MATTOON
State	IL
Zip	61938-5741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 24-12-7
Legal Range	07
Legal Township	12
Legal Section	24
Legal Subdivision	LINCOLN HEIGHTS
Jurisdiction	COLES IL
Township / Civil Division	MATTOON
Census Block Group	3
Census Block	3034
Census Tract	1100

Owner

1208 S 12th St is owned and occupied by an individual who bought it in December 2025.

Source: Coles County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1208 S 12TH ST, MATTOON, IL 61938-5741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST MID BANK & TRUST NATIONAL ASS
Nov 2, 2023	Deed of Trust, Mortgage · Commercial Mortgage CASEY STATE BANK
Oct 11, 2023	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Prior Sale	May 6, 2024 · Amount on File
Deed Document Number	2025820339
Prior Transfer Date	Oct 11, 2023
Prior Transfer Doc	0000809050
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Dec 5, 2025
Property Address	1208 S 12TH ST, MATTOON, IL 61938-5741
Document Number	202500820339
Instrument Date	Dec 3, 2025
Instrument	202500820339
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	CRITES TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3836 HEATHER AVE, KINGMAN, AZ 86401-3844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 S 12TH ST, MATTOON, IL 61938-5741

Mortgage

Document Number	202500820340
Date	Dec 5, 2025
Instrument	202500820340

Lender

Name	FIRST MID BANK & TRUST NATIONAL ASS
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	1208 S 12TH ST, MATTOON, IL 61938-5741
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300809342
Date	Nov 2, 2023
Instrument	202300809342

Lender

Name	CASEY STATE BANK
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 10, 2024

Interest

Rate	8%

October 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	COLES IL
Recording Date	Oct 11, 2023
Property Address	1208 S 12TH ST, MATTOON, IL 61938-5741
Document Number	202300809050
Instrument Date	Oct 11, 2023
Instrument	202300809050
Transaction Type	Foreclosure
Record Updated	Feb 29, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 BROADWAY AVE E, MATTOON, IL 61938-6201

Tax Assessment & Valuation

The 2025 property tax bill for 1208 S 12th St was $3,684 with a homeowner's exemption.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Mattoon Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,684.00	$52,456 (+10.2%) Land $18,179 Building $34,277	$157,368 (+10.2%) Land $54,537 Building $102,831
2024		$47,600 (+12%) Land $16,496 Building $31,104	$142,800 (+12%) Land $49,488 Building $93,312
2023		$42,500 (-39.91%) Land $14,729 Building $27,771	$127,500 (-39.91%) Land $44,187 Building $83,313
2022		$70,725 Land $14,486 Building $56,239	$212,175 Land $43,458 Building $168,717
2020	$5,586.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1208 S 12th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	5 (1982–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1208 S 12th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Verizon, Watch TV.

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