McHenry County property record for 1208 N River Rd, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 856 sqft · built 1902 |
| Lot Size | 0.183 acres (8,015 sqft) |
| Owner | Owner Name on File |
| Deeds & Mortgages | Oct 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-481-001 |
| Primary APN | 09-26-481-001 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 856 sqft Living Area |
| Gross Area | 1,400 sqft |
| 1st Floor Area | 688 sqft |
| Basement Area | 336 sqft |
| Year Built | Built 1902 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Frame/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 8,015 sqft |
| Porch | Enclosed Porch |
| Porch Area | 112 sqft |
| Street Address | 1208 N RIVER RD |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-4544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2006R0052583 N1/2 LTS 5 & 6 BLK 7 ORIG PLAT MCHENRY (EAST SIDE FOX RIVER) |
| Legal Range | 08E |
| Legal Township | 45N |
| Legal Section | 26 |
| Legal Subdivision | MCHENRY |
| Legal Block | 7 |
| Legal Lot Number | 5-6 6 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 2 |
| Census Block | 2081 |
| Census Tract | 870702 |
The current owner of 1208 N River Rd acquired it in July 2006.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 6201 WHITING DR, MCHENRY, IL 60050-1718 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 19, 2006 |
| Transfer Doc | 0000052583 |
| Record Updated | Jun 7, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1208 N RIVER RD, MCHENRY, IL 60051-4544 |
| Document Number | 0000035046 |
| Instrument Date | Oct 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1208 N RIVER RD MCHENRY IL 600514544, MCHENRY, IL 60051-4544 |
| Document Number | 0000035046 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 35046 |
| Name | FIRST NAT'L BK/MCHENRY |
|---|---|
| Type | Bank |
| Address | MCHENRY, IL 60050 |
| Amount | Amount on Record |
|---|
| Rate | 5% |
|---|
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $31,792 Land $7,713 Building $24,079 | $95,376 Land $23,139 Building $72,237 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1208 N River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 22 (1979–2026) |
| Claims Outside the SFHA | 3 of 22 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1208 N River Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCHENRY serves 22,335 people · EPA ID IL1110600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: i3 Broadband.
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