1207 N River Rd, McHenry, IL 60051 Property Records

McHenry County property record for 1207 N River Rd, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,595 sqft · built 1902
Lot Size	0.409 acres (7,405 sqft)
Owner	Company Name on File
Last Sale	$55,000 (Feb 2013)
Tax Bill	$11,511 (2024)
Deeds & Mortgages	May 2019 Mortgage Sep 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`09-26-478-003`

Property Details

APN / Parcel Number

Primary APN	`09-26-478-003`

Interior

Full Baths	3 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,595 sqft Living Area
1st Floor Area	914 sqft
Basement Area	968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,405 sqft (0.409 acres)
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	522 sqft

Location & Zoning

Street Address	1207 N RIVER RD
City	MCHENRY
State	IL
Zip	60051-4543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0030269 LT 1 BLK 8 & S1/2 VAC LAKE ST LYING N OF & ADJ ORIG PLAT MCHENRY (EAST SIDE FOX RIVER) MEMO: CHICAGO TITLE LAND TR CO TR 8002361116
Legal Subdivision	ORIG PLAT MCHENRY
Legal Tract	CO
Legal Block	8
Legal Lot Number	1
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2088
Census Tract	870702

Owner

1207 N River Rd is owned by a company that bought it in February 2013.

Source: McHenry County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	263 KING ST, CRYSTAL LAKE, IL 60014-5708
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage NANCY ROZOVICS
Sep 16, 2019	Quit Claim Deed, Transfer · Construction Mortgage DENDRON INTERNET SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2013 · Amount on File
Deed Sale	Feb 7, 2013 · Amount on File
Deed Document Number	20137355
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1207 N RIVER RD, MCHENRY, IL 60051-4543
Document Number	0000030271
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	263 KING ST CRYSTAL LAKE IL 600145708, CRYSTAL LAKE, IL 60014-5708

Mortgage

Document Number	0000030271
Date	Sep 16, 2019
Instrument	30271

Lender

Name	NANCY ROZOVICS
Address	154 CARMEL LN, BURBANK, IL 60459-3216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 15, 2034

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 16, 2019
Property Address	1207 N RIVER RD, MCHENRY, IL 60051-4543
Document Number	0000030269
Instrument Date	May 13, 2019
Instrument	30269
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	263 KING ST CRYSTAL LAKE IL 600145708, CRYSTAL LAKE, IL 60014-5708

Mortgage

Document Number	30270
Date	Sep 16, 2019
Instrument	30270

Lender

Name	DENDRON INTERNET SERVICES LLC
Address	PO BOX 1970, LARAMIE, WY 82073-1970

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 15, 2020

Mortgage

Document Number	30271,
Date	Sep 16, 2019
Instrument	30271

Lender

Name	ROZOVICS NANCY
Address	154 CARMEL LN, BURBANK, IL 60459-3216

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 15, 2034

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$11,511.00	$144,081 Land $68,778 Building $75,303	$432,243 Land $206,334 Building $225,909
2022	Homeowner's exemption	$99,252 Land $57,165 Building $42,087	$297,756 Land $171,495 Building $126,261

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1207 N River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1979–2026)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1207 N River Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband, Verizon.

Nearby Properties on N River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures