1208 Lay Rd, Saint Louis, MO 63124 Property Records

St. Louis County property record for 1208 Lay Rd, Saint Louis, MO 63124 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms8 Baths
Year BuiltBuilt 2006
Square Footage8,441 sqft Living Area
Lot Size46,609 sqft (1.07 acres)
OccupancyOwner Occupied
Last Sale$2,737,500 (2025)
Tax Bill$34,928.00 (2024)

Property Details

APN / Parcel Number

Primary APN19L-3-2-008-4

Interior

Bedrooms6 Beds
Full Baths8 Baths
Partial Baths2 Partial Baths
Plumbing Fixtures30 Plumbing Fixtures
Total Rooms14 Rooms
Building Area8,441 sqft Living Area
1st Floor2,748 sqft 1st Floor
Basement Area1,600 sqft Basement
Unfinished Basement1,018 sqft Unfinished
Family RoomFamily Room
Stories2 Stories
FireplaceFireplace
Fireplaces3 Fireplaces

Exterior

Year BuiltBuilt 2006
Architectural StyleConventional Style
Exterior MaterialOther Exterior
Construction TypeFrame Construction
Foundation TypeRaised Foundation
Lot Area46,609 sqft (1.07 acres)
Depth X Width465 ft x 100 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage Area782 sqft Garage

Exterior Amenities

Pool Area64 sqft Pool
Deck Area100 sqft Deck
Patio Area956 sqft Patio
Porch1 Porch
Porch Area418 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1208 LAY RD
CitySAINT LOUIS
StateMO
Zip63124-1872
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSURVEY 0000 SEC 17 TWN 45 RANGE 6 SEC 17 TWN 45 R 6 LOC 465 FT N OF PRICHARD
Legal Range06
Legal Township45
Legal Section17
Legal SubdivisionSURVEY 0000 SEC 17 TWN 45 RANGE 6
JurisdictionST LOUIS MO
Minor Civil DivisionCLAYTON
Census Blockgroup1
Census Block1005
Census Tract216600

Owner

Source: St. Louis County records · APN 19L-3-2-008-4

Assessment roll updated May 31, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1208 LAY RD, SAINT LOUIS, MO 63124-1872
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2025Special Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Apr 26, 2017Deed of Trust, Mortgage
COMMERCE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 21, 2025 · Amount on Record
Deed SaleJul 21, 2025 · Amount on Record
Prior SaleSep 28, 2006 · Amount on Record
Deed Doc Number2025072100646
Record RefreshedJun 08, 2026

July 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST LOUIS MO
Recording DateJul 21, 2025
Property Address1208 LAY RD, SAINT LOUIS, MO 63124-1872
Document Number2025072100646
Instrument DateJul 18, 2025
Instrument2025072100646
Transaction TypeTransfer
Record UpdatedOct 02, 2025
Title CompanyUNKNOWN, LTC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1208 LAY RD, SAINT LOUIS, MO 63124-1872

Mortgage

Document Number2025072100647
DateJul 21, 2025
Instrument2025072100647
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateAug 01, 2032
Change Frequency6 Months
Min Rate At Change4.37%
Max Rate At Change8.37%
IndexSOFR Average 30-Day
Max Rate11.3%

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address1208 LAY RD, SAINT LOUIS, MO 63124-1872
Document Number0225060478
Instrument DateApr 26, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1208 LAY RD ST LOUIS MO 631241872, ST LOUIS, MO 63124-1872

Mortgage

Document Number0225060478
DateMay 02, 2017
Book Page022506/000478
Instrument69
Lender
NameCOMMERCE BK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
AmountAmount Recorded
Term360 Months
DueMay 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.62%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityRichmond Heights City
Unified School DistrictLadue School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$551,000 (-0.21%) Land $106,910 Building $444,090$2,900,000 (-0.21%) Land $562,700 Building $2,337,300
2024$34,928.00 (+0.06%)$552,140 (-) Land $96,440 Building $455,700
2023$34,907.00 (+24.12%)$552,140 (+28.44%) Land $96,440 Building $455,700$2,906,000 (+28.44%) Land $507,600 Building $2,398,400
2022$28,123.00$429,870 Land $75,030 Building $354,840
2021$2,262,500 Land $394,900 Building $1,867,600

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