1208 Elgin Dr, Columbia, MO 65203 Property Records

Boone County property record for 1208 Elgin Dr, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,093 sqft · built 1994
Lot Size	0.26 acres (11,359 sqft)
Owner	Individual Name on File
Last Sale	$322,500 (Sep 2016)
Tax Bill	$3,762 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-903-00-03-241-00`

Property Details

APN / Parcel Number

Primary APN	`16-903-00-03-241-00`
Alternative APN	`16-903-00-03-241.00 01`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,093 sqft Living Area
1st Floor Area	2,041 sqft
Basement Area	152 sqft
Finished Basement	152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	11,359 sqft (0.26 acres)
Lot Dimensions	133 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	231 sqft
Patio Area	231 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	1208 ELGIN DR
City	COLUMBIA
State	MO
Zip	65203-6220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THE HIGHLANDS PLAT 16 LOT 1641
Legal Range	13W
Legal Township	48N
Legal Section	35
Legal Subdivision	THE HIGHLANDS
Legal Block	A93
Legal Lot Number	1641
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	2
Census Block	2002
Census Tract	1109

Owner

1208 Elgin Dr is owned and occupied by an individual who bought it in September 2016.

Source: Boone County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1208 ELGIN DR, COLUMBIA, MO 65203-6220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2016 · Amount on File
Deed Sale	Sep 21, 2016 · Amount on File
Deed Document Number	201620574
Deed Book / Page	4654 / 64
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1208 ELGIN DR, COLUMBIA, MO 65203-6220
Document Number	0000003693
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1208 ELGIN DR COLUMBIA MO 652036220, COLUMBIA, MO 65203-6220

Mortgage

Document Number	0000003693
Date	Feb 27, 2020
Book Page	005145/000100
Instrument	3693

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	PO BOX 6015, COLUMBIA, MO 65205-6015

Agreement

Amount	Amount on Record
Term	120 Months
Due	Feb 26, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 1208 Elgin Dr was $3,762.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,456 (-) Land $5,282 Building $52,174
2025	$3,762.00	$57,456 Land $5,282 Building $52,174	$302,400 Land $27,800 Building $274,600
2023	$3,357.00 (+8.15%)	$50,179 Land $5,282 Building $44,897	$264,100 Land $27,800 Building $236,300
2022	$3,104.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1208 Elgin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1208 Elgin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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