1202 Elgin Dr, Columbia, MO 65203 Property Records

Boone County property record for 1202 Elgin Dr, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,752 sqft · built 1993
Lot Size	0.219 acres (9,539 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,115 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-903-00-03-238-00`

Property Details

APN / Parcel Number

Primary APN	`16-903-00-03-238-00`
Alternative APN	`16-903-00-03-238.00 01`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,752 sqft Living Area
1st Floor Area	1,710 sqft
Basement Area	130 sqft
Finished Basement	130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	9,539 sqft (0.219 acres)
Lot Dimensions	132 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	270 sqft
Patio Area	232 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	1202 ELGIN DR
City	COLUMBIA
State	MO
Zip	65203-6220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THE HIGHLANDS PLAT 16 LOT 1638
Legal Range	13W
Legal Township	48N
Legal Section	35
Legal Subdivision	THE HIGHLANDS
Legal Block	A93
Legal Lot Number	1638
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	2
Census Block	2002
Census Tract	1109

Owner

1202 Elgin Dr is owned and occupied by two individuals.

Source: Boone County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1202 ELGIN DR, COLUMBIA, MO 65203-6220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Line of Credit RIVER REGION CU
Sep 30, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1202 ELGIN DR, COLUMBIA, MO 65203-6220
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018710
Date	Jun 28, 2021
Book Page	5455/42
Instrument	2021018710

Lender

Name	RIVER REGION CU
Type	Credit Union
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 11, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1202 ELGIN DR, COLUMBIA, MO 65203-6220
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024012
Date	Sep 30, 2020
Book Page	5276/104
Instrument	2020024012

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1202 Elgin Dr was $3,115.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,839 (-) Land $5,282 Building $47,557
2025	$3,115.00	$52,839 Land $5,282 Building $47,557	$278,100 Land $27,800 Building $250,300
2023	$3,087.00 (+8.13%)	$46,151 Land $5,282 Building $40,869	$242,900 Land $27,800 Building $215,100
2022	$2,855.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1202 Elgin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1202 Elgin Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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