1204 Echo Dr, Hixson, TN 37343 Property Records

Hamilton County property record for 1204 Echo Dr, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,276 sqft · built 1957
Lot Size	0.345 acres (15,056 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jun 2025)
Tax Bill	$1,087 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109L J 002`

Property Details

APN / Parcel Number

Primary APN	`109L J 002`
Alternative APN	`0000036084`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,276 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,056 sqft (0.345 acres)
Lot Dimensions	196 ft deep x 76.7 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000036084
Street Address	1204 ECHO DR
City	HIXSON
State	TN
Zip	37343-4805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1890B 03B 02 LOT 60 CRANBROOK HILLS PB 19 PG 49
Legal Subdivision	CRANBROOK HILLS
Legal Lot Number	60
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	3
Census Block	3002
Census Tract	10433

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1204 ECHO DR, HIXSON, TN 37343-4805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2025 · Amount on Record
Deed Sale	Jun 12, 2025 · Amount on Record
Deed Document Number	2025061200073
Deed Book / Page	13950 / 639
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 12, 2025
Property Address	1204 ECHO DR, HIXSON, TN 37343-4805
Document Number	0000000073
Book / Page	13950 / 639
Map Reference	MB 19 PG 49
Instrument Date	Jun 9, 2025
Instrument	2025061200073
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$888.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 ECHO DR, HIXSON, TN 37343-4805

Mortgage

Document Number	0013950642
Date	Jun 12, 2025
Instrument	13950/642

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Index	SOFR Average 30-Day
Max Rate	11.6%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,087.00 (+59.62%)	$71,775 (+135.52%)	$287,100 (+135.52%) Land $65,000 Building $222,100
2024	$681.00	$30,475 (-)	$121,900 (-) Land $40,000 Building $81,900
2023	$681.00	$30,475 (-)	$121,900 (-) Land $40,000 Building $81,900
2022	$681.00	$30,475	$121,900 Land $40,000 Building $81,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1978–2009)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jan 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20