1208 E 105th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 1208 E 105th St, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,536 sqft · built 1996
Lot Size	0.639 acres (27,878 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,257 (2024)
Deeds & Mortgages	Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-12-105-014.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-12-105-014.000-018`
Alternative APNs	`291312105014000003` `1713120105014000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,536 sqft Living Area
1st Floor Area	2,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	27,878 sqft (0.639 acres)
Lot Dimensions	292 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1713120105014000
Old Parcel Number	291312105014000003
Street Address	1208 E 105TH ST
City	CARMEL
State	IN
Zip	46280-1481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 12, TOWNSHIP 17, RANGE 3, LITTLE FARMS, LOT 12
Legal Range	03
Legal Township	17
Legal Section	12
Legal Subdivision	LITTLE FARMS ADD/HOME PLACE
Legal Lot Number	12
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2002
Census Tract	111104

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1208 E 105TH ST, CARMEL, IN 46280-1481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 1996
Deed Sale	Dec 12, 1996
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1208 E 105TH ST, CARMEL, IN 46280-1481
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	HALLMARK TITLE, HALLMARK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 E 105TH ST, CARMEL, IN 46280-1481

Mortgage

Document Number	0000003779
Date	Feb 6, 2023
Instrument	2023003779

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2033
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	11.6%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$336,300 (+8.87%) Land $107,500 Building $228,800	$336,300 (+8.87%) Land $107,500 Building $228,800
2024	$3,257.00 (+3.23%)	$308,900 (-) Land $107,500 Building $201,400	$308,900 (-) Land $107,500 Building $201,400
2023	$3,155.00 (-4.74%) Homeowner's exemption	$308,900 (+5.57%) Land $107,500 Building $201,400	$308,900 (+5.57%) Land $107,500 Building $201,400
2022	$3,312.00	$292,600 Land $54,700 Building $237,900	$292,600 Land $54,700 Building $237,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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