1204 E 105th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 1204 E 105th St, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,630 sqft · built 1996
Lot Size	0.639 acres (27,878 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,600 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-12-105-015.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-12-105-015.000-018`
Alternative APNs	`291312105015000003` `1713120105015000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,630 sqft Living Area
1st Floor Area	894 sqft
2nd Floor Area	986 sqft
Basement Area	894 sqft
Finished Basement	750 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Roof Material	Asphalt
Lot Area	27,878 sqft (0.639 acres)
Lot Dimensions	292 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1713120105015000
Old Parcel Number	291312105015000003
Street Address	1204 E 105TH ST
City	CARMEL
State	IN
Zip	46280-1481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 12, TOWNSHIP 17, RANGE 3, LITTLE FARMS, LOT 13
Legal Range	03
Legal Township	17
Legal Section	12
Legal Subdivision	LITTLE FARMS
Legal Lot Number	13
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2002
Census Tract	111104

Owner

1204 E 105th St is owned and occupied by two individuals who acquired it in February 2017.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1204 E 105TH ST, CARMEL, IN 46280-1481
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Feb 22, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2017
Deed Sale	Feb 22, 2017
Prior Sale	Oct 8, 2009
Deed Document Number	2017007474
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1204 E 105TH ST, CARMEL, IN 46280-1481
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 E 105TH ST, CARMEL, IN 46280-1481
Investor	Possibly a Property Investor

Mortgage

Document Number	0000066117
Date	Sep 10, 2021
Instrument	2021066117

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2031

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 22, 2017
Property Address	1204 E 105TH ST, CARMEL, IN 46280-1481
Document Number	2017007474
Map Reference	MB109 PG50
Instrument Date	Feb 21, 2017
Instrument	2017007474
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 EST 105TH ST, INDIANAPOLIS, IN 46208

Mortgage

Document Number	2017007475
Date	Feb 22, 2017
Instrument	2017007475

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$364,300 (+8.29%) Land $107,500 Building $256,800	$364,300 (+8.29%) Land $107,500 Building $256,800
2024	$3,600.00 (+2.8%)	$336,400 (-) Land $107,500 Building $228,900	$336,400 (-) Land $107,500 Building $228,900
2023	$3,502.00 (-4%) Homeowner's exemption	$336,400 (+3.92%) Land $107,500 Building $228,900	$336,400 (+3.92%) Land $107,500 Building $228,900
2022	$3,648.00	$323,700 Land $54,700 Building $269,000	$323,700 Land $54,700 Building $269,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1204 E 105th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1204 E 105th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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