Stearns County property record for 1208 Co Rd 2 S, Saint Stephen, MN 56375
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,212 sqft · built 1963 |
| Lot Size | 7.6 acres (331,056 sqft) |
| Owner | Individual Name on File |
| Last Sale | $378,000 (Jul 2020) |
| Tax Bill | $4,198 (2026) |
| Deeds & Mortgages | Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-55922-0000 |
| Primary APN | 90-55922-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,212 sqft Living Area |
| Gross Area | 1,718 sqft |
| 1st Floor Area | 540 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 331,056 sqft (7.6 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1208 COUNTY ROAD 2 S |
|---|---|
| City | SAINT STEPHEN |
| State | MN |
| Zip | 56375-9603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7.60 A. BEG 369.92' E OF NW COR OF SEC-E961.67'-S542.89' TH N65D47'W1097' TO RD-NLY ON RD 99.9' TO BEG CITY OF ST STEPHEN |
| Legal Range | 29W |
| Legal Township | 126 |
| Legal Section | 36 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. STEPHEN |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 10200 |
1208 Co Rd 2 S is owned and occupied by an individual who bought it in July 2020.
Source: Stearns County records, as of April 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1208 COUNTY ROAD 2 S, SAINT STEPHEN, MN 56375-9603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2020 · Amount on File |
| Deed Sale | Jul 31, 2020 · Amount on File |
| Prior Sale | May 24, 1996 · Amount on File |
| Deed Document Number | 20201575925 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 31, 2020 |
| Property Address | 1208 COUNTY ROAD 2 S, SAINT STEPHEN, MN 56375-9603 |
| Document Number | 00A1575925 |
| Instrument Date | Jul 22, 2020 |
| Instrument | A1575925 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1208 COUNTY ROAD 2 S, SAINT STEPHEN, MN 56375-9603 |
The 2026 property tax bill for 1208 Co Rd 2 S was $4,198 with a homeowner's exemption.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Stephen City |
| Unified School District | Sartell-St. Stephen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,198.00 | ||
| 2025 | $358,300 Land $143,500 Building $214,800 | $358,300 Land $143,500 Building $214,800 | |
| 2023 | $3,914.00 | $342,800 Land $138,800 Building $204,000 | $342,800 Land $138,800 Building $204,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1208 Co Rd 2 S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1997 · Severe Flooding, High Winds,severe Storms |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1208 Co Rd 2 S is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 65% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
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