Stearns County property record for 809 Co Rd 2 S, Saint Stephen, MN 56375
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.75 ba · 2,711 sqft · built 1989 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $8,351 (Jul 2020) |
| Tax Bill | $4,616 (2023) |
| Deeds & Mortgages | Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-55903-0015 |
| Primary APN | 90-55903-0015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,711 sqft Living Area |
| Gross Area | 4,104 sqft |
| 1st Floor Area | 1,708 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Split Level |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 108,900 sqft (2.5 acres) |
| Lot Dimensions | 143 ft deep x 183 ft wide |
| Garage Type | Attached |
| Garage Area | 1,348 sqft |
| Parking Spaces | 5 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Old Parcel Number | 90.55903.0008 |
|---|---|
| Street Address | 809 COUNTY ROAD 2 S |
| City | SAINT STEPHEN |
| State | MN |
| Zip | 56375-9647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 25-126-29 2.50A P/O NW4SW4 COM NE COR-S ALG E LN 975' TO POB-CON S ALG E LN 183'-WLY 198'-NLY 183'-ELY 198' TO POB LESS ROAD |
| Legal Range | 29 |
| Legal Township | 126 |
| Legal Section | 25 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. STEPHEN |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 10200 |
809 Co Rd 2 S is owned and occupied by an individual who bought it in July 2020.
Source: Stearns County records, as of July 7, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 COUNTY ROAD 2 S, SAINT STEPHEN, MN 56375-9647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2020 · Amount on File |
| Deed Sale | Jul 31, 2020 · Amount on File |
| Deed Document Number | A1575961 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 31, 2020 |
| Property Address | 809 COUNTY ROAD 2 S, SAINT STEPHEN, MN 56375-9647 |
| Document Number | 00A1575961 |
| Instrument Date | Jul 20, 2020 |
| Instrument | A1575961 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 COUNTY ROAD 2 S, SAINT STEPHEN, MN 56375-9647 |
Source: Stearns County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Stephen City |
| Unified School District | Sartell-St. Stephen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,616.00 | $379,300 Land $89,900 Building $289,400 | $379,300 Land $89,900 Building $289,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Co Rd 2 S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1997 · Severe Flooding, High Winds,severe Storms |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Co Rd 2 S is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber, Fixed Wireless in parts of the area | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
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