Lake County property record for 1208 Bower Ln, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,392 sqft · built 2002 |
| Lot Size | 0.291 acres (12,689 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $96,000 (Oct 2020) |
| Tax Bill | $2,697 (2024) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-18-24-1900-000-02500 |
| Primary APN | 18-18-24-1900-000-02500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 1,832 sqft |
| 1st Floor Area | 1,392 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 12,689 sqft (0.291 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 240 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 231 sqft |
| Deck Area | Deck Area |
| Patio Area | 81 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 3783594 |
|---|---|
| Street Address | 1208 BOWER LN |
| City | LADY LAKE |
| State | FL |
| Zip | 32159-4236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX8 |
| Legal Description | LADY LAKE SPRING ARBOR VILLAGE SUB LOT 25 PB 40 PGS 92-93 ORB 5193 PG 1932 ORB 5561 PG 1237 |
| Legal Range | 24E |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | LADY LAKE SPRING ARBOR VILLAGE SUB |
| Legal Tract | 1900 |
| Legal Lot Number | 25 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | FRUITLAND PARK-LADY LAKE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 30408 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1208 BOWER LN, LADY LAKE, FL 32159-4236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC |
| Nov 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on Record |
| Deed Sale | Oct 13, 2020 · Amount on Record |
| Prior Sale | Nov 2, 2018 · Amount on Record |
| Deed Document Number | 2020114036 |
| Deed Book / Page | 5561 / 1237 |
| Prior Transfer Date | Oct 5, 2020 |
| Prior Transfer Doc | 0055611237 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 13, 2020 |
| Property Address | 1208 BOWER LN, LADY LAKE, FL 32159-4236 |
| Document Number | 0055611237 |
| Book / Page | 5561 / 1237 |
| Map Reference | MB 40 PG 92&93 |
| Instrument Date | Oct 5, 2020 |
| Instrument | 2020114036 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | EQUITABLE TITLE OF OCALA LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $672.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 3757 TULIP TER, 3757, THE VILLAGES, FL 32163-2777 |
| Name | Verified Name |
|---|---|
| Address | 1208 BOWER LN, LADY LAKE, FL 32159-4236 |
| Document Number | 0055611239 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 5561/1239 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Nov 2, 2018 |
| Property Address | 1208 BOWER LN, LADY LAKE, FL 32159-4236 |
| Document Number | 0051931932 |
| Book / Page | 5193 / 1932 |
| Map Reference | MB 40 PG 92 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 2018129298 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | PENINSULA LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,456.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 561 NW 14TH PL, 561, CRYSTAL RIVER, FL 34428-3873 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1208 BOWER LN, LADY LAKE, FL 32159-4236 |
| Document Number | 2018129299 |
|---|---|
| Date | Nov 2, 2018 |
| Instrument | 2018129299 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Lady Lake Town |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,620 (+2.9%) | $267,215 (-0.06%) Land $75,000 Building $192,215 | |
| 2025 | $193,030 (+5.98%) Land $75,000 Building $118,030 | $267,374 (+1.95%) Land $75,000 Building $192,374 | |
| 2024 | $2,697.00 (+5.6%) | ||
| 2023 | $2,554.00 (+1.15%) Homeowner's exemption | $182,130 (+3%) | $262,272 (+11.2%) Land $75,000 Building $187,272 |
| 2022 | $2,525.00 Homeowner's exemption | $176,830 | $235,863 Land $48,750 Building $187,113 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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