Lake County property record for 1206 Bower Ln, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,868 sqft · built 2002 |
| Lot Size | 0.294 acres (12,819 sqft) |
| Owner | Individual Name on File |
| Last Sale | $329,000 (Dec 2025) |
| Tax Bill | $2,109 (2024) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jul 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-18-24-1900-000-02600 |
| Primary APN | 18-18-24-1900-000-02600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,868 sqft Living Area |
| 1st Floor Area | 1,868 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Asbestos |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 12,819 sqft (0.294 acres) |
| Garage Type | Finished |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 676 sqft |
| Porch | Open Porch |
| Porch Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 3783595 |
|---|---|
| Street Address | 1206 BOWER LN |
| City | LADY LAKE |
| State | FL |
| Zip | 32159-4236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LADY LAKE SPRING ARBOR VILLAGE SUB LOT 26 PB 40 PGS 92-93 ORB 2114 PG 1030 |
| Legal Range | 24E |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | LADY LAKE |
| Legal Tract | 1900 |
| Legal Lot Number | 26 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | FRUITLAND PARK-LADY LAKE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 30408 |
1206 Bower Ln is owned and occupied by an individual who bought it in December 2025.
Source: Lake County records, as of December 23, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1206 BOWER LN, LADY LAKE, FL 32159-4236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2025 | Warranty Deed, Transfer · FHA Mortgage NOVUS HOME MORTGAGE |
| Jul 16, 2024 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2025 · Amount on File |
| Deed Sale | Dec 4, 2025 · Amount on File |
| Prior Sale | Jul 16, 2024 · Amount on File |
| Deed Document Number | 2025148425 |
| Deed Book / Page | 6643 / 425 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 4, 2025 |
| Property Address | 1206 BOWER LN, LADY LAKE, FL 32159-4236 |
| Document Number | 0066430425 |
| Book / Page | 6643 / 425 |
| Map Reference | MB 40 PG 92 |
| Instrument Date | Dec 2, 2025 |
| Instrument | 2025148425 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | UNKNOWN, PURVIS & COMPANY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,303.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 271 MATISSE AVE, THE VILLAGES, FL 32162-5098 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1206 BOWER LN, LADY LAKE, FL 32159-4236 |
| Document Number | 0006643427 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 6643/427 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 16, 2024 |
| Property Address | 1206 BOWER LN, LADY LAKE, FL 32159-4236 |
| Document Number | 0063660052 |
| Book / Page | 6366 / 52 |
| Map Reference | MB 65 PG 29-31 |
| Instrument Date | Jul 7, 2024 |
| Instrument | 2024082869 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $11.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 490804, LEESBURG, FL 34749-0804 |
| Name | Verified Name |
|---|---|
| Address | 1206 BOWER LN, LADY LAKE, FL 32159-4236 |
| Investor | Possibly a Property Investor |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Lady Lake Town |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $155,770 Land $75,000 Building $80,770 | $301,349 Land $75,000 Building $226,349 | |
| 2024 | $2,109.00 (+5.56%) | ||
| 2023 | $1,998.00 (+1.42%) Homeowner's exemption | $146,980 (+3%) | $294,373 (+9.8%) Land $75,000 Building $219,373 |
| 2022 | $1,970.00 Homeowner's exemption | $142,700 | $268,107 Land $48,750 Building $219,357 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1206 Bower Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1206 Bower Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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