St. Charles County property record for 1207 Wheaton Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 1975 |
| Lot Size | 0.254 acres (11,070 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $182,000 (Jul 2020) |
| Tax Bill | $3,050 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 098660A000 |
| Primary APN | 098660A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,612 sqft Living Area |
| Gross Area | 2,602 sqft |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Finished Basement | 520 sqft |
| Unfinished Basement | 572 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,070 sqft (0.254 acres) |
| Lot Dimensions | 123 ft deep x 90 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 130 sqft |
| Deck Area | Deck Area |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 098660A000 |
|---|---|
| Street Address | 1207 WHEATON DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | WHEATON EST LOT 2 |
| Legal Subdivision | WHEATON EST |
| Legal Lot Number | 2 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 310301 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1207 WHEATON DR, SAINT CHARLES, MO 63301-0860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 7, 2019 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| Nov 15, 2017 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2020 · Amount on Record |
| Deed Sale | Jul 6, 2020 · Amount on Record |
| Prior Sale | Nov 13, 2002 · Amount on Record |
| Deed Document Number | 2020462470 |
| Deed Book / Page | 7337 / 522 |
| Prior Transfer Date | Oct 11, 2002 |
| Prior Transfer Doc | 0031050373 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 6, 2020 |
| Property Address | 1207 WHEATON DR, SAINT CHARLES, MO 63301-0860 |
| Document Number | 0073370522 |
| Book / Page | 7337 / 522 |
| Map Reference | MB 13 PG 40 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 20200706000462470 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9600 JUNIPER DR, 9600, ANCHORAGE, AK 99507 |
| Name | Verified Name |
|---|---|
| Address | 107 WHETSTONE DR, SAINT CHARLES, MO 63303-3027 |
| Document Number | 0073370524 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 7337/524 |
| Instrument | 20200706000462480 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1207 WHEATON DR, SAINT CHARLES, MO 63301-0860 |
| Document Number | 0071982420 |
| Instrument Date | Dec 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1207 WHEATON DR ST CHARLES MO 633010860, ST CHARLES, MO 63301-0860 |
| Document Number | 0071982420 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 007198/002420 |
| Instrument | 718680 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 12, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1207 WHEATON DR, SAINT CHARLES, MO 63301-0860 |
| Document Number | 0068430464 |
| Book / Page | 006843 / 000464 |
| Instrument Date | Nov 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1207 WHEATON DR ST CHARLES MO 633010860, ST CHARLES, MO 63301-0860 |
| Document Number | 0068430464 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 006843/000464 |
| Instrument | 729290 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2047 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,623 (-) | $255,912 (-) Building $255,912 | |
| 2025 | $3,050.00 (+8.12%) | $48,623 (+10.8%) | $255,912 (+10.8%) Building $255,912 |
| 2024 | $2,821.00 | ||
| 2023 | $43,882 | ||
| 2022 | $230,960 Land $45,000 Building $185,960 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1979–1983) |
| Most Recent Claim | May 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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