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1201 Wheaton Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1201 Wheaton Dr, Saint Charles, MO 63301 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,575 sqft · built 1976
Lot Size0.463 acres (20,174 sqft)
Owner2 Individual Names on File
Last Sale$146,400 (Sep 2020)
Tax Bill$3,080 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Jun 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN098650A000

Property Details

APN / Parcel Number

Primary APN098650A000
Alternative APN
  • 6-001D-4533-00-0001.0000000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,575 sqft Living Area
Gross Area2,540 sqft
1st Floor Area1,050 sqft
Basement Area1,050 sqft
Finished Basement525 sqft
Unfinished Basement525 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,174 sqft (0.463 acres)
Lot Dimensions154 ft deep x 131 ft wide
TerrainRolling
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area144 sqft
Deck AreaDeck Area
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number098650A000
Street Address1201 WHEATON DR
CitySAINT CHARLES
StateMO
Zip63301-0860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHEATON EST LOT 1
Legal SubdivisionWHEATON EST
Legal Lot Number1
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1000
Census Tract310301

Owner

Source: St. Charles County records · APN 098650A000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3504 SAN JOSE LN, SAINT ANN, MO 63074-2807
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2020Warranty Deed, Transfer · FHA Mortgage
GUILD MTG
Jun 01, 2020Loan Modification, Mortgage
CARROLLTON BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 15, 2020 · Amount on Record
Deed SaleSep 15, 2020 · Amount on Record
Prior SaleSep 15, 2020 · Amount on Record
Deed Document Number202068256
Prior Transfer DateDec 17, 2015
Prior Transfer Doc0064701187
Record UpdatedJun 08, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateSep 15, 2020
Property Address1201 WHEATON DR, SAINT CHARLES, MO 63301-0860
Document Number0000068256
Instrument DateSep 04, 2020
Instrument68256
Transaction TypeTransfer
Record UpdatedNov 04, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3504 SAN JOSE LN ST ANN MO 630742807, ST ANN, MO 63074-2807

Mortgage

Document Number68257
DateSep 15, 2020
Instrument68257
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 14, 2050

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST CHARLES MO
Property Address1201 WHEATON DR, SAINT CHARLES, MO 63301-0860
Document Number0073272080
Instrument DateJun 01, 2020
Transaction TypeMortgage
Record UpdatedAug 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1201 WHEATON DR ST CHARLES MO 633010860, ST CHARLES, MO 63301-0860

Mortgage

Document Number0073272080
DateJun 24, 2020
Book Page007327/002080
Instrument430780
Lender
NameCARROLLTON BK
TypeBank
AddressSAINT CHARLES, MO 63301-2528
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,080.00 (+5.81%)$49,106 (+8.41%)$258,454 (+8.41%) Building $258,454
2024$2,911.00
2023$45,295
2022$238,396 Land $45,000 Building $193,396

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833103011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1979–1983)
Most Recent ClaimMay 1983, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 387 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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