Schenectady County and Rotterdam Town property record for 1207 Walnut Ave, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 984 sqft · built 1965 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Jul 2022) |
| Tax Bill | $5,130 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 58.12-4-5 |
| Primary APN | 422800 58.12-4-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 438 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1207 WALNUT AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G,BF,OG HOMELANDS 1-215,216 6.-441-5 |
| Legal Subdivision | HOMELANDS ADDITION #1 |
| Legal Block | 4 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 33004 |
Source: Schenectady County and Rotterdam Town records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1207 WALNUT AVE, SCHENECTADY, NY 12306-3620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL |
| Dec 10, 2018 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| Oct 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on Record |
| Deed Sale | Jul 18, 2022 · Amount on Record |
| Prior Sale | Jun 30, 2014 · Amount on Record |
| Deed Document Number | 202237536 |
| Deed Book / Page | 2088 / 736 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 25, 2026 |
| Property Address | 1207 WALNUT AVE, SCHENECTADY, NY 12306-3620 |
| Document Number | 0000014491 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202614491 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | VYLLA TITLE LLC, VYLLA TITLE |
| Name | Verified Name |
|---|---|
| Address | 1207 WALNUT AVE, SCHENECTADY, NY 12306-3620 |
| Document Number | 0000014491, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 202614491 |
| Name | RELIANCE FIRST CAPITAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jul 1, 2052 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1207 WALNUT AVE, SCHENECTADY, NY 12306-3620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000053809 |
|---|---|
| Date | Dec 10, 2018 |
| Book Page | 4882/842 |
| Instrument | 201853809 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 25, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1207 WALNUT AVE, SCHENECTADY, NY 12306-3620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000047393 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 4873/965 |
| Instrument | 201847393 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2043 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,130.00 | $140,000 (-) Land $7,400 Building $132,600 | $215,400 (+16.94%) Land $11,385 Building $204,015 |
| 2023 | $140,000 Land $7,400 Building $132,600 | $184,200 Land $9,736 Building $174,464 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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