1187 Walnut Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 1187 Walnut Ave, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,892 sqft · built 1969
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Nov 2022)
Tax Bill	$8,030 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 58.12-2-4`

Property Details

APN / Parcel Number

Primary APN	`422800 58.12-2-4`
Alternative APN	`280005801200020040000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,892 sqft Living Area
1st Floor Area	1,892 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	190 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1187 WALNUT AVE
City	SCHENECTADY
State	NY
Zip	12306-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G,SF,OG,PT HOMELANDS 1-269-271 6.-442-9
Legal Subdivision	HOMELANDS ADDITION 1
Legal Block	2
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	3
Census Block	3008
Census Tract	33004

Owner

1187 Walnut Ave is owned and occupied by two individuals who bought it in November 2022.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1187 WALNUT AVE, SCHENECTADY, NY 12306-3618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2022 · Amount on File
Deed Sale	Nov 15, 2022 · Amount on File
Prior Sale	Jan 20, 2015 · Amount on File
Deed Document Number	202260039
Deed Book / Page	2096 / 686
Prior Transfer Date	Jan 9, 2015
Prior Transfer Doc	0000002498
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 15, 2022
Property Address	1187 WALNUT AVE, SCHENECTADY, NY 12306-3618
Document Number	0000060039
Book / Page	2096 / 686
Map Reference	CAB E-366
Instrument Date	Sep 30, 2022
Instrument	202260039
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 VAN BUREN RD, 111, SCHENECTADY, NY 12302-3909

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1187 WALNUT AVE, SCHENECTADY, NY 12306-3618
Investor	Possibly a Property Investor

Mortgage

Document Number	0000060040
Date	Nov 15, 2022
Book Page	5270/246
Instrument	202260040

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,030.00 (+1.92%)
2025	$7,879.00	$215,000 (-) Land $17,900 Building $197,100	$330,800 (+16.93%) Land $27,541 Building $303,259
2023		$215,000 Land $17,900 Building $197,100	$282,900 Land $23,553 Building $259,347

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1187 Walnut Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1187 Walnut Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880