Lorain County property record for 1207 W River Rd N, Apt C1, Elyria, OH 44035
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,058 sqft · built 1984 |
| Owner | Individual Name on File |
| Last Sale | $106,000 (Oct 2023) |
| Tax Bill | $1,700 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-171-702-003 |
| Primary APN | 06-24-171-702-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,058 sqft Living Area |
| 1st Floor Area | 1,058 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 49 sqft |
| Patio Area | 49 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1207 W RIVER RD N APT C1, C1 |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2850 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CHERRY RIDGE CONDO PH 3 BLDG 1207 |
| Legal Subdivision | CHERRY RIDGE CONDOMINIUM |
| Legal Tract | 24 |
| Legal Block | 702 |
| Legal Lot Number | C |
| Legal Unit | C-1 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 70300 |
1207 W River Rd N, Apt C1 is owned and occupied by an individual who bought it in October 2023.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1207 W RIVER RD N, ELYRIA, OH 44035-2880 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Nov 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2023 · Amount on File |
| Deed Sale | Oct 17, 2023 · Amount on File |
| Prior Sale | May 5, 2003 · Amount on File |
| Deed Document Number | 2023005634 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1207 W RIVER RD N APT C1, C1, ELYRIA, OH 44035-2850 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | MUTUAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1207 W RIVER RD N A3, A3, ELYRIA, OH 44035-2851 |
| Document Number | 0000086982 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 2026-0086982 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1207 W RIVER RD N APT C1, C1, ELYRIA, OH 44035-2850 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1207 W RIVER RD N CL, CL, ELYRIA, OH 44035-2880 |
| Document Number | 0000074686 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 2025-0074686 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 17, 2023 |
| Property Address | 1207 W RIVER RD N APT C1, C1, ELYRIA, OH 44035-2850 |
| Document Number | 0000932920 |
| Map Reference | VOL 1281 PG 674 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 2023-0932920 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1207 W RIVER RD N APT C1, C1, ELYRIA, OH 44035-2850 |
| Document Number | 0000932921 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 2023-0932921 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
The 2025 property tax bill for 1207 W River Rd N, Apt C1 was $1,700.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,700.00 | $36,100 (+%) Land $5,110 Building $30,990 | $103,140 (-) Land $14,600 Building $88,540 |
| 2024 | $1,700.00 (+18.8%) | $36,099 (+44.92%) Land $5,110 Building $30,989 | $103,140 (+44.92%) Land $14,600 Building $88,540 |
| 2023 | $1,431.00 (+4%) | $24,910 (-) Land $3,630 Building $21,280 | $71,170 Land $10,370 Building $60,800 |
| 2022 | $1,376.00 | $24,910 Land $3,630 Building $21,280 | |
| 2021 | $71,170 Land $10,370 Building $60,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1207 W River Rd N, Apt C1 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1207 W River Rd N, Apt C1 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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