Lorain County property record for 1207 W River Rd N, Apt B3, Elyria, OH 44035
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 1,059 sqft · built 1982 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Dec 2023) |
| Tax Bill | $1,653 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012784-5 |
| Primary APN | 012784-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Units | 13 Units |
| Stories | 1 Story |
| Building Area | 1,059 sqft Living Area |
| Gross Area | 1,279 sqft |
| 1st Floor Area | 1,059 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 871 sqft (0.02 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 64 sqft |
| Patio Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 012784-5 |
|---|---|
| Street Address | 1207 W RIVER RD N, B3 |
| City | ELYRIA |
| State | OH |
| Zip | 44035-2850 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CHERRY RIDGE CONDO PH 3 BLDG 1207 LOT # UNIT B-3 |
| Legal Subdivision | CHERRY RIDGE CONDO |
| Legal Tract | 24 |
| Legal Block | 702 |
| Legal Lot Number | UNIT |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 70300 |
Source: Lorain County records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1207 W RIVER RD N, A3, ELYRIA, OH 44035-2851 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Mar 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Dec 1, 2023 | Survivorship Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jan 29, 2021 | Grant Deed, Transfer · Conventional Mortgage DOLLAR BK FEDL SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2023 · Amount on Record |
| Deed Sale | Dec 1, 2023 · Amount on Record |
| Prior Sale | Jan 29, 2021 · Amount on Record |
| Deed Document Number | 2023937295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1207 W RIVER RD N APT B3, B3, ELYRIA, OH 44035-2850 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | MUTUAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000086982 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 2026-0086982 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2046 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 1, 2023 |
| Property Address | 1207 W RIVER RD N APT B3, B3, ELYRIA, OH 44035-2850 |
| Document Number | 0000937295 |
| Map Reference | VOL 38 PG 44 |
| Instrument Date | Nov 22, 2023 |
| Instrument | 2023-0937295 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1207 W RIVER RD N APT A3, A3, ELYRIA, OH 44035-2851 |
| Document Number | 0000937296 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 2023-0937296 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 29, 2021 |
| Property Address | 1207 W RIVER RD N APT B3, B3, ELYRIA, OH 44035-2850 |
| Document Number | 0000800606 |
| Instrument Date | Jan 27, 2021 |
| Instrument | 800606 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Title Company | GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1207 W RIVER RD N ELYRIA OH 440352880, ELYRIA, OH 44035-2880 |
| Document Number | 800607 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 800607 |
| Name | DOLLAR BK FEDL SVGS BK |
|---|---|
| Address | CANTON, OH 44711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 28, 2036 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,653.00 | $32,940 (+0.02%) Land $5,110 Building $27,830 | $94,100 (-) Land $14,600 Building $79,500 |
| 2024 | $1,653.00 (+39.49%) | $32,935 (+55.05%) Land $5,110 Building $27,825 | $94,100 (+55.05%) Land $14,600 Building $79,500 |
| 2023 | $1,185.00 (+0.34%) | $21,242 (+0.01%) Land $3,630 Building $17,612 | $60,690 (-) Land $10,370 Building $50,320 |
| 2022 | $1,181.00 | $21,240 Land $3,630 Building $17,610 | |
| 2021 | $60,690 Land $10,370 Building $50,320 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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