Cook County property record for 1207 W 97th Pl, Chicago, IL 60643
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,749 sqft · built 1926 |
| Lot Size | 0.143 acres (6,225 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Dec 2021) |
| Tax Bill | $4,555 (2023) |
| Deeds & Mortgages | Dec 2023 Mortgage Dec 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-08-113-019 |
| Primary APN | 25-08-113-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,749 sqft Living Area |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,225 sqft (0.143 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 1207 W 97TH PL |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60643-1419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | EAST12 1/2 FT LOT20 BLK10 W2 BLK2 3 6 7&10 |
| Legal Range | 14E |
| Legal Township | 37N |
| Legal Section | 08 |
| Legal Subdivision | HILLIARD & DOBBINS RESUBDIVISI |
| Legal Block | 10 |
| Legal Lot Number | 20 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 730400 |
1207 W 97th Pl is owned and occupied by an individual who bought it in December 2021.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1207 W 97TH PL, CHICAGO, IL 60643-1419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2023 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Dec 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| Feb 14, 2020 | Warranty Deed, Construction Loan · Construction Mortgage CONSTRUCTIVE LNS LLC |
| Dec 11, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on File |
| Deed Sale | Dec 21, 2021 · Amount on File |
| Prior Sale | Feb 14, 2020 · Amount on File |
| Deed Document Number | 20216400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1207 W 97TH PL, CHICAGO, IL 60643-1419 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1207 W 97TH PL, CALUMET PARK, IL 60643-1419 |
| Document Number | 0036334056 |
|---|---|
| Date | Dec 29, 2023 |
| Instrument | 2336334056 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 20, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 21, 2021 |
| Property Address | 1207 W 97TH PL, CHICAGO, IL 60643-1419 |
| Document Number | 0035506400 |
| Instrument Date | Dec 2, 2021 |
| Instrument | 2135506400 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1207 W 97TH PL, 1207, CHICAGO, IL 60643-1419 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1207 W 97TH PL, CHICAGO, IL 60643-1419 |
| Document Number | 0035506401 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2135506401 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 14, 2020 |
| Property Address | 1207 W 97TH PL, CHICAGO, IL 60643-1419 |
| Document Number | 2004545143 |
| Instrument Date | Feb 7, 2020 |
| Instrument | 4545143 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $48.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1121 W HILLGROVE AVE #160 LA GRANGE IL 60525, 160, LA GRANGE, IL 60525 |
| Document Number | 2004545144 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 4545144 |
| Name | CONSTRUCTIVE LNS LLC |
|---|---|
| Address | FARMERS BRANCH, TX 75234 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 13, 2021 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 11, 2019 |
| Property Address | 1207 W 97TH PL, CHICAGO, IL 60643-1419 |
| Document Number | 1934513164 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 34513164 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1207 W 97TH PL CHICAGO IL 606431419, CHICAGO, IL 60643-1419 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,000 Land $5,914 Building $34,086 | $400,000 Land $59,140 Building $340,860 | |
| 2023 | $4,555.00 (-22.18%) | ||
| 2022 | $5,853.00 (+867.44%) | $28,374 (+215.3%) Land $4,668 Building $23,706 | $283,740 (+215.3%) Land $46,680 Building $237,060 |
| 2021 | $605.00 | $8,999 Land $4,668 Building $4,331 | $89,990 Land $46,680 Building $43,310 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1207 W 97th Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1207 W 97th Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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