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1205 W 97th Pl, Chicago, IL 60643 Property Records

Cook County property record for 1205 W 97th Pl, Chicago, IL 60643

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,154 sqft · built 1926
Lot Size0.111 acres (4,838 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Jan 2026)
Tax Bill$2,048 (2023)
Deeds & MortgagesJan 2026 Sale & Mortgage
Jun 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-08-113-045

Property Details

APN / Parcel Number

Primary APN25-08-113-045
Alternative APN
  • 25-08-113-045-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,154 sqft Living Area
1st Floor Area1,154 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1928
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area4,838 sqft (0.111 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address1205 W 97TH PL
CityCHICAGO
StateIL
Zip60643-1419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal Description(SUBDIVISION) OF WH OF BLK 2 & ALL OF BLKS 3,6,7&10 I N HILLIARDS & DOBBINS OF THAT PT TO 1ST ADD TO WASHINGTON HTS SUB OF EH
Legal Range14E
Legal Township37N
Legal Section08
Legal SubdivisionWASHINGTON HTS SUB
Legal Block2,3,6
Legal Lot Number23,22
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group4
Census Block4012
Census Tract730400

Owner

1205 W 97th Pl is owned by an individual who bought it in January 2026.

Source: Cook County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address1024 N AUSTIN BLVD, 2C, OAK PARK, IL 60302-1754
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2026Warranty Deed, Transfer · FHA Mortgage
WINTRUST MORTGAGE
Jun 12, 2023Warranty Deed, Transfer
FIRST AMERICAN TITLE
Oct 8, 2021Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2026 · Amount on File
Deed SaleJan 28, 2026 · Amount on File
Prior SaleJun 12, 2023 · Amount on File
Deed Document Number202622034
Record UpdatedOct 29, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJan 28, 2026
Property Address1205 W 97TH PL, CHICAGO, IL 60643-1419
Document Number0002822034
Instrument DateJan 15, 2026
Instrument2602822034
Transaction TypeTransfer
Record UpdatedFeb 9, 2026
Title CompanyCHICAGO TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1940 WAVERLY LN, ALGONQUIN, IL 60102-5145

Transferred To (Grantee/Buyer)

NameVerified Name
Address1205 W 97TH PL, CHICAGO, IL 60643-1419

Mortgage

Document Number0002822035
DateJan 28, 2026
Instrument2602822035
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056
Interest
Rate TypeFixed Rate
Rate6.5%

Mortgage

Document Number0002822036
DateJan 28, 2026
Instrument2602822036
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60016
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term121 Months
DueFeb 1, 2036
Interest
Rate TypeFixed Rate

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJun 12, 2023
Property Address1205 W 97TH PL, CHICAGO, IL 60643-1419
Document Number0016313202
Instrument DateJun 6, 2023
Instrument2316313202
Transaction TypeTransfer
Record UpdatedJun 23, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$103.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2901 S MICHIGAN AVE APT 608, 608, CHICAGO, IL 60616-3309

Transferred To (Grantee/Buyer)

NameVerified Name
Address1940 HAVERLY LANE, ALGONQUIN, IL 60102
InvestorPossibly a Property Investor

October 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCOOK IL
Recording DateOct 8, 2021
Property Address1205 W 97TH PL, CHICAGO, IL 60643-1419
Document Number0028119031
Instrument DateSep 30, 2021
Instrument2128119031
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
Address23938 RESEARCH DR STE 200, 200, FARMINGTON HILLS, MI 48335-2605

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,000 Land $4,596 Building $8,404$130,000 Land $45,960 Building $84,040
2023$2,048.00 (+3.64%)$12,999 (-) Land $3,628 Building $9,371$129,990 (-) Land $36,280 Building $93,710
2022$1,976.00 (+1.39%)$12,999 (-) Land $3,628 Building $9,371$129,990 (-) Land $36,280 Building $93,710
2021$1,949.00 Homeowner's exemption$12,999 Land $3,628 Building $9,371$129,990 Land $36,280 Building $93,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1205 W 97th Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1205 W 97th Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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