DeKalb County property record for 1207 S 2nd St, Dekalb, IL 60115
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Nov 2025) |
| Tax Bill | $854 (2024) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-27-277-016 |
| Primary APN | 08-27-277-016 |
|---|
| Lot Area | 10,000 sqft (0.23 acres) |
|---|---|
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Account Number | 0827277016 |
|---|---|
| Street Address | 1207 S 2ND ST |
| City | DEKALB |
| State | IL |
| Zip | 60115-4434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 - BLK 9 - BRADT PARK - NINTH ADDITION |
| Legal Subdivision | BRADT PARK - NINTH ADDITION |
| Legal Block | 9 |
| Legal Lot Number | 8 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | DEKALB |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1400 |
1207 S 2nd St is owned and occupied by an individual who bought it in November 2025.
Source: DeKalb County records, as of June 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1207 S 2ND ST, DEKALB, IL 60115-4434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Nov 20, 2025 | Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Sep 18, 2017 | Deed of Trust, Mortgage · VA Mortgage FLANAGAN ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2025 · Amount on File |
| Deed Sale | Nov 20, 2025 · Amount on File |
| Prior Sale | May 14, 2025 · Amount on File |
| Deed Document Number | 20259339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Jun 11, 2026 |
| Property Address | 1207 S 2ND ST, DEKALB, IL 60115-4434 |
| Document Number | 0000004901 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20264901 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1207 S 2ND ST, DEKALB, IL 60115-4434 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004901, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 20264901 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.13% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Nov 20, 2025 |
| Property Address | 1207 S 2ND ST, DEKALB, IL 60115-4434 |
| Document Number | 0000009339 |
| Map Reference | MB N PG 32 |
| Instrument Date | Aug 26, 2025 |
| Instrument | 2025009339 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1207 S 2ND ST, DEKALB, IL 60115-4434 |
| Document Number | 0000009340 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 2025009340 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2055 |
| Rate | 7.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 1207 S 2ND ST, DEKALB, IL 60115-4434 |
| Document Number | 0000009508 |
| Instrument Date | Sep 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1207 S 2ND ST DEKALB IL 601154434, DEKALB, IL 60115-4434 |
| Document Number | 0000009508 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 9508 |
| Name | FLANAGAN ST BK |
|---|---|
| Type | Bank |
| Address | PAW PAW, IL 61353 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 26, 2047 |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | DeKalb Township |
| Municipality | DeKalb City |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55,082 (+9.51%) Land $11,591 Building $43,491 | $165,246 (+9.51%) Land $34,773 Building $130,473 | |
| 2024 | $854.00 Homeowner's exemption Senior Citizen's exemption | $50,298 (+14.69%) Land $10,584 Building $39,714 | $150,894 (+14.69%) Land $31,752 Building $119,142 |
| 2023 | $43,855 Land $9,228 Building $34,627 | $131,565 Land $27,684 Building $103,881 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1207 S 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1207 S 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB serves 40,290 people · EPA ID IL0370100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 13 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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