1127 S 2nd St, Dekalb, IL 60115 Property Records

DeKalb County property record for 1127 S 2nd St, Dekalb, IL 60115

Property Summary

Property TypeSingle Family Home
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Mar 2018)
Tax Bill$5,221 (2024)
Deeds & MortgagesOct 2020 Mortgage
Mar 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-27-277-012

Property Details

APN / Parcel Number

Primary APN08-27-277-012

Exterior

Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide

Location & Zoning

Account Number0827277012
Street Address1127 S 2ND ST
CityDEKALB
StateIL
Zip60115-4459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRADT PARK SUB 9TH ADDITION - LOT 4 BLOCK 9
Legal SubdivisionBRADT PARK SUB 9TH ADDITION
Legal Block9
Legal Lot Number4
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group1
Census Block1004
Census Tract1400

Owner

1127 S 2nd St is owned and occupied by two individuals who bought it in March 2018.

Source: DeKalb County records, as of April 8, 2026

Owner of Record2 Individual Names on File
Mailing Address1127 S 2ND ST, DEKALB, IL 60115-4459
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
HEARTLAND BK
Mar 22, 2018Warranty Deed, Transfer · Conventional Mortgage
HEARTLAND BK
Sep 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
RESOURCE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2018 · Amount on File
Deed SaleMar 22, 2018 · Amount on File
Deed Document Number20182583
Prior Transfer DateMay 12, 2009
Prior Transfer Doc0000007270
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address1127 S 2ND ST, DEKALB, IL 60115-4459
Document Number0000011166
Instrument DateOct 13, 2020
Transaction TypeMortgage
Record UpdatedNov 5, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1127 S 2ND ST DEKALB IL 601154459, DEKALB, IL 60115-4459

Mortgage

Document Number0000011166
DateOct 27, 2020
Instrument11166
Lender
NameHEARTLAND BK
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 26, 2050

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateMar 22, 2018
Property Address1127 S 2ND ST, DEKALB, IL 60115-4459
Document Number0000002583
Instrument DateMar 19, 2018
Instrument2583
Transaction TypeTransfer
Record UpdatedApr 5, 2018
Title CompanyLANDTRUST NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1127 S 2ND ST DEKALB IL 601154459, DEKALB, IL 60115-4459

Mortgage

Document Number2584
DateMar 22, 2018
Instrument2584
Lender
NameHEARTLAND BK
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 21, 2048

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address1127 S 2ND ST, DEKALB, IL 60115-4459
Document Number0000010045
Instrument DateSep 27, 2017
Transaction TypeMortgage
Record UpdatedDec 4, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1127 S 2ND ST DEKALB IL 601154459, DEKALB, IL 60115-4459

Mortgage

Document Number0000010045
DateOct 12, 2017
Instrument10045
Lender
NameRESOURCE BK
TypeBank
AddressDEKALB, IL 60115
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueOct 11, 2027

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$78,339 Land $12,497 Building $65,842$235,017 Land $37,491 Building $197,526
2024$5,221.00
2023$62,373 Land $9,950 Building $52,423$187,119 Land $29,850 Building $157,269

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1127 S 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1127 S 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB
serves 40,290 people · EPA ID IL0370100
Water SourceGroundwater
Last State InspectionJun 2023
Lead13 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on S 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number