Hamilton County property record for 1022 Normal Ave, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,706 sqft · built 1920 |
| Lot Size | 0.153 acres (6,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $434,000 (Jul 2016) |
| Tax Bill | $1,682 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 136A D 007 |
| Primary APN | 136A D 007 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,706 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,700 sqft (0.153 acres) |
| Lot Dimensions | 134 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000060900 |
|---|---|
| Street Address | 1022 NORMAL AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 27 BLK 5 NORMAL PARK CORRECTED PB4 PG41 |
| Legal Subdivision | NORMAL PARK CORRECTE |
| Legal Block | 5 |
| Legal Lot Number | 27 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1022 NORMAL AVE, CHATTANOOGA, TN 37405-3004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional with PMI CMG FIN'L |
| Aug 31, 2018 | Trustee's Deed, Construction Loan · Line of Credit SMARTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2016 · Amount on Record |
| Deed Sale | Jul 1, 2016 · Amount on Record |
| Prior Sale | Mar 1, 2010 · Amount on Record |
| Deed Document Number | 0010787602 |
| Deed Book / Page | 10787 / 602 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1022 NORMAL AVE, CHATTANOOGA, TN 37405-3004 |
| Document Number | 1103000273 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1022 NORMAL AVE CHATTANOOGA TN 374053004, CHATTANOOGA, TN 37405-3004 |
| Document Number | 1103000273 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 012217/000435 |
| Instrument | 201103000273 |
| Name | CMG FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 2, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 31, 2018 |
| Property Address | 1022 NORMAL AVE, CHATTANOOGA, TN 37405-3004 |
| Document Number | 0831000033 |
| Book / Page | 011441 / 000132 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 180831000033 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 20, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1038 BALMORAL DR SIGNAL MOUNTAIN TN 373772904, SIGNAL MOUNTAIN, TN 37377-2904 |
| Document Number | 831000033 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 011441/000132 |
| Instrument | 180831000033 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 30, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,682.00 (-7.38%) | $110,975 (+36.71%) | $443,900 (+36.71%) Land $225,000 Building $218,900 |
| 2024 | $1,816.00 | $81,175 (-) | $324,700 (-) Land $150,000 Building $174,700 |
| 2023 | $1,816.00 | $81,175 (-) | $324,700 (-) Land $150,000 Building $174,700 |
| 2022 | $1,816.00 | $81,175 | $324,700 Land $150,000 Building $174,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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