1207 Moss St, Gainesville, TX 76240 Property Records

Cooke County property record for 1207 Moss St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,186 sqft · built 2009
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,200 (Sep 2021)
Tax Bill	$3,938 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2025-010-00005`

Property Details

APN / Parcel Number

Primary APN	`2025-010-00005`
Alternative APN	`7222`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,186 sqft Living Area
Gross Area	1,702 sqft
1st Floor Area	1,186 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Combination
Construction Type	Brick
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	6,499 sqft (0.149 acres)
Garage Type	Carport
Garage Area	474 sqft
Carport	Carport
Carport Area	474 sqft
Parking Spaces	2 Parking Spaces
Storage Building	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2025-010-00005
Street Address	1207 MOSS ST
City	GAINESVILLE
State	TX
Zip	76240-5870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELMONT; BLOCK 10; LOT 4 & 5 W 65'
Legal Subdivision	BELMONT
Legal Block	10
Legal Lot Number	4,5
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3017
Census Tract	1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1207 MOSS ST, GAINESVILLE, TX 76240-5870
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jan 3, 2019	Deed of Trust, Mortgage THE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Nov 26, 2008 · Amount on Record
Deed Document Number	20218215
Deed Book / Page	2451 / 194
Prior Transfer Date	Sep 23, 2021
Prior Transfer Doc	2451/194
Record Updated	Oct 29, 2026

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Sep 24, 2021
Property Address	1207 MOSS ST, GAINESVILLE, TX 76240-5870
Document Number	2451/194
Book / Page	2451 / 194
Map Reference	CAB B SL 20&21
Instrument Date	Sep 23, 2021
Instrument	8215
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 505, DECATUR, TX 76234-0505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 N CLEMENTS ST, GAINESVILLE, TX 76240-4311

Mortgage

Document Number	8216
Date	Sep 24, 2021
Instrument	8216

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1207 MOSS ST, GAINESVILLE, TX 76240-5870
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2235/037
Date	Jan 3, 2019
Book Page	2235/037
Instrument	00088716

Lender

Name	THE COMMUNITY BANK
Type	Bank
Address	BRIDGEPORT, TX 76426

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Dec 20, 2028

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,938.00 (+54.98%) Homeowner's exemption	$188,236 (-) Land $26,455 Building $161,781	$188,236 (-) Land $26,455 Building $161,781
2025	$2,541.00 (-6.2%) Homeowner's exemption	$188,236 (+5.91%) Land $26,455 Building $161,781	$188,236 (+5.66%) Land $26,455 Building $161,781
2024	$2,709.00 (-12.84%)
2023		$177,733 Land $24,050 Building $154,095	$178,145 Land $24,050 Building $154,095
2022	$3,108.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: AT&T, Element8, T-Mobile.

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